4822 Mount Zion Rd, Frederick, MD 21703 Property Records

Frederick County property record for 4822 Mount Zion Rd, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,224 sqft · built 1997
Lot Size	4.11 acres (179,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (Jul 1997)
Tax Bill	$5,812 (2023)
Deeds & Mortgages	Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-438607`

Property Details

APN / Parcel Number

Primary APN	`23-438607`
Alternative APN	`438607`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,224 sqft Total Area
1st Floor Area	1,772 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	179,032 sqft (4.11 acres)
Garage Type	Mixed
Garage Area	1,282 sqft
Parking Spaces	4 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	1,080 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	438607
Street Address	4822 MOUNT ZION RD
City	FREDERICK
State	MD
Zip	21703-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4.11 ACRES OFF N/S MT. ZION RD. NR. BRADDOCK
Legal Subdivision	CENTER AT MONOCACY
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	1
Census Block	1009
Census Tract	752602

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4822 MOUNT ZION RD, FREDERICK, MD 21703-5928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 3, 1997 · Amount on Record
Deed Sale	Jul 3, 1997 · Amount on Record
Deed Document Number	973915
Deed Book / Page	02307 / 01280
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	4822 MOUNT ZION RD, FREDERICK, MD 21703-5928
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4822 MOUNT ZION RD, FREDERICK, MD 21703-5928

Mortgage

Document Number	0156450121
Date	Jan 7, 2022
Book Page	15645/121

Lender

Name	THE FIRST BANK & TRUST CO
Type	Bank
Address	ABINGDON, VA 24212

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,812.00	$483,300 Land $107,400 Building $375,900	$483,300 Land $107,400 Building $375,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250