Orange County property record for 4825 River Gem Ave, Windermere, FL 34786 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,411 sqft · built 2006 |
| Lot Size | 0.223 acres (9,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $376,000 (Apr 2019) |
| Tax Bill | $4,700 (2025) |
| Deeds & Mortgages | Jul 2018 Mortgage Apr 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-27-8394-00-020 |
| Primary APN | 10-23-27-8394-00-020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,411 sqft Living Area |
| Gross Area | 2,951 sqft |
| 1st Floor Area | 2,411 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,730 sqft (0.223 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 78 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 4825 RIVER GEM AVE |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3176 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUMMERPORT PHASE 5 58/124 LOT 2 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERPORT PH 5 |
| Legal Phase | 5 |
| Legal Tract | 8394 |
| Legal Lot Number | 2 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17114 |
Source: Orange County records · APN 10-23-27-8394-00-020
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4825 RIVER GEM AVE, WINDERMERE, FL 34786-3176 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 02, 2018 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 12, 2019 · Amount on Record |
| Deed Sale | Apr 12, 2019 · Amount on Record |
| Prior Sale | Jun 09, 2016 · Amount on Record |
| Deed Document Number | 2019224842 |
| Prior Transfer Date | Sep 06, 2012 |
| Prior Transfer Doc | 0000490413 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 4825 RIVER GEM AVE, WINDERMERE, FL 34786-3176 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000390788 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 20180390788 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Apr 12, 2019 |
| Property Address | 4825 RIVER GEM AVE, WINDERMERE, FL 34786-3176 |
| Document Number | 0000224842 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 224842 |
| Transaction Type | Transfer |
| Record Updated | Sep 10, 2019 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,632.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4825 RIVER GEM AVE WINDERMERE FL 347863176, WINDERMERE, FL 34786-3176 |
| Document Number | 224843 |
|---|---|
| Date | Apr 12, 2019 |
| Instrument | 224843 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48276-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 11, 2034 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $297,993 (+2.7%) | $562,930 (-0.14%) Land $140,000 Building $422,930 | |
| 2025 | $4,700.00 (+5.5%) Homeowner's exemption | $290,159 (+5.99%) | $563,740 (+19.13%) Land $133,000 Building $430,740 |
| 2024 | $4,455.00 (+7.45%) | ||
| 2023 | $4,146.00 (+4.17%) Homeowner's exemption | $273,769 (+3%) | $473,199 (+15.84%) Land $133,000 Building $340,199 |
| 2022 | $3,980.00 Homeowner's exemption | $265,795 | $408,493 Land $118,750 Building $289,743 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Low above 38% of the US · above 12% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,703 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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