4812 River Gem Ave, Windermere, FL 34786 Property Records

Orange County property record for 4812 River Gem Ave, Windermere, FL 34786 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	2,411 sqft Living Area
Lot Size	6,406 sqft (0.147 acres)
Garage	Attached, 462 sqft
Last Sale	$203,000 (2010)
Tax Bill	$9,042.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`10-23-27-8394-00-200`
Alternative APNs	`272310839400200` `137528` `138383` `139898`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,411 sqft Living Area
Gross Area	2,963 sqft Gross Area
1st Floor Area	2,411 sqft 1st Floor
Stories	1 Story
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,406 sqft (0.147 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached
Garage Area	462 sqft Garage
Porch	Finished/Open Porch
Porch Area	90 sqft Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4812 RIVER GEM AVE
City	WINDERMERE
State	FL
Zip	34786-3180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERPORT PHASE 5 58/124 LOT 20
Legal Range	27E
Legal Township	23S
Legal Section	10
Legal Subdivision	SUMMERPORT PH 5
Legal Phase	5
Legal Tract	8394
Legal Lot Number	20
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2001
Census Tract	17114

Owner

Source: Orange County records · APN 10-23-27-8394-00-200

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7412 JOHN HANCOCK DR, WINTER GARDEN, FL 34787-5690
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 25, 2010 · Amount on Record
Deed Sale	Jun 25, 2010 · Amount on Record
Prior Sale	Mar 31, 2010
Deed Document Number	2010371725
Deed Book / Page	10066 / 4159
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$514,393 (-1.02%) Land $125,000 Building $389,393	$514,393 (-1.02%) Land $125,000 Building $389,393
2025	$9,042.00 (+163.69%) Homeowner's exemption	$519,670 (+145.25%) Land $125,000 Building $394,670	$519,670 (+17.43%) Land $125,000 Building $394,670
2024	$3,429.00 (+7.53%)
2023	$3,189.00 (+4.63%) Homeowner's exemption	$211,896 (+3%)	$442,529 (+17.38%) Land $125,000 Building $317,529
2022	$3,048.00 Homeowner's exemption	$205,724	$376,992 Land $110,000 Building $266,992

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 38% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.