Frederick County property record for 4825 Reels Mill Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,240 sqft · built 2015 |
| Lot Size | 6.04 acres (263,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $155,000 (May 2014) |
| Tax Bill | $5,654 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-324216 |
| Primary APN | 09-324216 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,240 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 263,102 sqft (6.04 acres) |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 217 sqft |
| Deck Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 324216 |
|---|---|
| Street Address | 4825 REELS MILL RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 00000 |
| Legal Description | LOT 1 SECT 1 6.05 ACRES REELS MILL ESTATES |
| Legal Subdivision | ACRES REELS MILL ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 751904 |
4825 Reels Mill Rd is owned and occupied by an individual who bought it in May 2014.
Source: Frederick County records, as of September 25, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | PO BOX 3941, FREDERICK, MD 21705-3941 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Jul 22, 2020 | Deed of Trust, Mortgage · Line of Credit FULTON BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 23, 2014 · Amount on File |
| Deed Sale | May 23, 2014 · Amount on File |
| Deed Document Number | 0010058169 |
| Deed Book / Page | 10058 / 169 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4825 REELS MILL RD, FREDERICK, MD 21704-7315 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0144810453 |
|---|---|
| Date | Jan 22, 2021 |
| Book Page | 14481/453 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4825 REELS MILL RD, FREDERICK, MD 21704-7315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0139130412 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 13913/412 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | FREDERICK, MD 21702 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Frederick County assessment roll, as of July 1, 2023
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $5,654.00 Homeowner's exemption | $510,800 | $552,500 Land $197,100 Building $355,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4825 Reels Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4825 Reels Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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