Frederick County property record for 4813 Reels Mill Rd, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,214 sqft · built 1996 |
| Lot Size | 4.85 acres (211,266 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,533 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-226176 |
| Primary APN | 09-226176 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,214 sqft Living Area |
| Gross Area | 3,654 sqft |
| 1st Floor Area | 1,810 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 211,266 sqft |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 204 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 226176 |
|---|---|
| Street Address | 4813 REELS MILL RD |
| City | FREDERICK |
| State | MD |
| Zip | 21704-7315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RC |
| Legal Description | PARCEL 1 4.85 ACRES E/S REELS MILL RD. N/R. R. CROSS |
| Legal Subdivision | WENDYS |
| Legal Lot Number | 1,2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 9, NEW MARKET |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 751904 |
4813 Reels Mill Rd is owned and occupied by two individuals who acquired it in December 1995.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4813 REELS MILL RD, FREDERICK, MD 21704-7315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1995 |
| Deed Sale | Dec 1, 1995 |
| Deed Document Number | 19956412 |
| Deed Book / Page | 2143 / 595 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4813 REELS MILL RD, FREDERICK, MD 21704-7315 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0151590321 |
|---|---|
| Date | Aug 5, 2021 |
| Book Page | 15159/321 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 4813 Reels Mill Rd was $7,533 with a homeowner's exemption.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $709,033 | $750,400 Land $258,000 Building $492,400 | |
| 2025 | $7,533.00 | ||
| 2023 | $6,549.00 Homeowner's exemption | $581,533 | $626,300 Land $191,600 Building $434,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4813 Reels Mill Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Feb 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4813 Reels Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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