4824 Joyce Ln, McHenry, IL 60050 Property Records

McHenry County property record for 4824 Joyce Ln, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 1,749 sqft · built 2000
Lot Size	0.257 acres (11,326 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Apr 2026)
Tax Bill	$8,803 (2024)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-34-360-011`

Property Details

APN / Parcel Number

Primary APN	`09-34-360-011`

Interior

Full Baths	4.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	1,749 sqft Living Area
1st Floor Area	1,144 sqft
Basement Area	818 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,326 sqft (0.257 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	384 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4824 JOYCE LN
City	MCHENRY
State	IL
Zip	60050-0521
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2014R0035950 LT 90 PARK RIDGE ESTATES PHASE 2
Legal Subdivision	PARK RIDGE ESTATES PHASE 2
Legal Phase	2
Legal Lot Number	90
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3026
Census Tract	870605

Owner

4824 Joyce Ln is owned by two individuals who bought it in April 2026.

Source: McHenry County records, as of April 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1213 DRAPER RD, MCHENRY, IL 60050-7203
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Oct 21, 2014 · Amount on File
Deed Document Number	20268917
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 6, 2026
Property Address	4824 JOYCE LN, MCHENRY, IL 60050-0521
Document Number	0000008917
Instrument Date	Mar 24, 2026
Instrument	20268917
Transaction Type	Transfer
Record Updated	Aug 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$62,872.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1213 DRAPER RD, MCHENRY, IL 60050-7203

Mortgage

Document Number	0000008918,
Date	Apr 6, 2026
Instrument	20268918

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4824 JOYCE LN, MCHENRY, IL 60050-0521
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031855
Date	Aug 17, 2020
Instrument	2020R0031855

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$8,803.00	$112,074 Land $17,601 Building $94,473	$336,222 Land $52,803 Building $283,419
2022	Homeowner's exemption	$93,150 Land $14,629 Building $78,521	$279,450 Land $43,887 Building $235,563

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4824 Joyce Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4824 Joyce Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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