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4824 Citrus Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4824 Citrus Dr, Saint Cloud, FL 34772 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,000 sqft · built 1988
Lot Size0.321 acres (13,982 sqft)
OwnerIndividual Name on File
Last Sale$202,000 (Jan 2021)
Tax Bill$2,891 (2025)
Deeds & MortgagesJan 2021 Sale & Mortgage
Mar 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-26-31-5130-00AA-0040

Property Details

APN / Parcel Number

Primary APN31-26-31-5130-00AA-0040
Alternative APNs
  • 263131513000AA0040
  • 98862

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures1 Plumbing Fixture
Stories1 Story
Building Area1,000 sqft Living Area
Gross Area1,300 sqft
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleCustom Design
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area13,982 sqft (0.321 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area300 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address4824 CITRUS DR
CitySAINT CLOUD
StateFL
Zip34772-7948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionST CLOUD MANOR VILLAGE PB 1 PG 395 BLKL AA LOT 4
Legal Range31E
Legal Township26S
Legal Section31
Legal SubdivisionST CLOUD MANOR VLG
Legal Tract5130
Legal BlockL
Legal Lot Number4
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1065
Census Tract43304

Owner

Source: Osceola County records · APN 31-26-31-5130-00AA-0040

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4824 CITRUS DR, SAINT CLOUD, FL 34772-7948
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MONEY HOUSE INC
Mar 17, 2020Warranty Deed, Transfer
STEWART TITLE
Jan 04, 2017Warranty Deed, Transfer
RESIDENTIAL ACCPTNC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 19, 2021 · Amount on Record
Deed SaleJan 19, 2021 · Amount on Record
Prior SaleMar 17, 2020 · Amount on Record
Deed Document Number20217735
Deed Book / Page5872 / 1993
Prior Transfer DateApr 06, 2007
Prior Transfer Doc0034690164
Record UpdatedJun 08, 2026

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 19, 2021
Property Address4824 CITRUS DR, SAINT CLOUD, FL 34772-7948
Document Number0058721993
Book / Page5872 / 1993
Map ReferenceMB 1 PG 395
Instrument DateJan 15, 2021
Instrument2021007735
Transaction TypeTransfer
Record UpdatedMar 06, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,414.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4070 RAMBLER AVE, SAINT CLOUD, FL 34772-7919

Transferred To (Grantee/Buyer)

NameVerified Name
Address4824 CITRUS DR, SAINT CLOUD, FL 34772-7948

Mortgage

Document Number0058721995
DateJan 19, 2021
Instrument5872/1995
Lender
NameTHE MONEY HOUSE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMar 17, 2020
Property Address4824 CITRUS DR, SAINT CLOUD, FL 34772-7948
Document Number0056931649
Book / Page005693 / 001649
Instrument DateMar 13, 2020
Instrument38097
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$1,190.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4070 RAMBLER AVE ST CLOUD FL 347727919, ST CLOUD, FL 34772-7919

January 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 04, 2017
Property Address4824 CITRUS DR, SAINT CLOUD, FL 34772-7948
Document Number0050792875
Book / Page005079 / 002875
Instrument DateJan 03, 2017
Instrument1177
Transaction TypeTransfer
Record UpdatedJan 19, 2017
Title CompanySUPREME FL TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$945.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4824 CITRUS DR ST CLOUD FL 347727948, ST CLOUD, FL 34772-7948

Mortgage

Document Number50792876,
DateJan 04, 2017
Book Page005079/002876
Instrument1178
Lender
NameRESIDENTIAL ACCPTNC
AddressTAMPA, FL 33609
Agreement
AmountAmount Recorded
Term360 Months
DueJan 03, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,891.00 (+5.82%) Homeowner's exemption$198,137 (+5.99%)$238,800 (+8.84%) Land $60,000 Building $178,800
2024$2,732.00 (+2.28%)
2023$2,671.00 (+4.7%) Homeowner's exemption$186,945 (+3%)$219,400 (+20.88%) Land $45,000 Building $174,400
2022$2,551.00 Homeowner's exemption$181,500 Land $40,000 Building $141,500$181,500 Land $40,000 Building $141,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 59 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies59 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017, Hurricane Irma

Wildfire

Wildfire RiskModerate
above 61% of the US · above 34% of Florida
Wildfire LikelihoodAbout 1 in 459 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 240 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Lumen TechnologiesFiber8,000 / 8,000
XfinityCable2,000 / 250

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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