Osceola County property record for 4801 Citrus Dr, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,495 sqft · built 1986 |
| Lot Size | 0.317 acres (13,808 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,900 (Jun 2004) |
| Tax Bill | $1,172 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2019 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-31-5130-000Y-0120 |
| Primary APN | 31-26-31-5130-000Y-0120 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,495 sqft Living Area |
| Gross Area | 1,615 sqft Gross Area |
| 1st Floor Area | 1,195 sqft 1st Floor |
| Stories | 1 Story |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | L-Shape |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,808 sqft (0.317 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Area | 300 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Patio Area | 70 sqft Patio |
| Porch | Florida Room |
| Porch Area | 420 sqft Porch |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4801 CITRUS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7949 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK Y LOT 12 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | Y |
| Legal Lot Number | 12 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 43304 |
Source: Osceola County records · APN 31-26-31-5130-000Y-0120
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4801 CITRUS DR, SAINT CLOUD, FL 34772-7949 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2019 | Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK |
| Jan 29, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2004 · Amount on Record |
| Deed Sale | Jun 17, 2004 · Amount on Record |
| Prior Sale | Mar 23, 1998 · Amount on Record |
| Deed Document Number | 2004129015 |
| Deed Book / Page | 2538 / 2885 |
| Last Transfer Date | Jan 22, 2019 |
| Transfer Doc | 0054690649 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4801 CITRUS DR, SAINT CLOUD, FL 34772-7949 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0060812179 |
|---|---|
| Date | Nov 08, 2021 |
| Book Page | 6081/2179 |
| Instrument | 2021173251 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4801 CITRUS DR, SAINT CLOUD, FL 34772-7949 |
| Document Number | 0055521425 |
| Instrument Date | Apr 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4801 CITRUS DR ST CLOUD FL 347727949, ST CLOUD, FL 34772-7949 |
| Document Number | 0055521425 |
|---|---|
| Date | Jul 05, 2019 |
| Book Page | 005552/001425 |
| Instrument | 86567 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 04, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.62% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jan 29, 2019 |
| Property Address | 4801 CITRUS DR, SAINT CLOUD, FL 34772-7949 |
| Document Number | 0054690649 |
| Book / Page | 005469 / 000649 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 11605 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2019 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4801 CITRUS DR ST CLOUD FL 347727949, ST CLOUD, FL 34772-7949 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,172.00 (+8.62%) Homeowner's exemption | $71,395 (+5.99%) | $245,900 (+8.33%) Land $60,000 Building $185,900 |
| 2024 | $1,079.00 (+1.22%) | ||
| 2023 | $1,066.00 (+5.54%) Homeowner's exemption | $67,363 (+3%) | $227,000 (+20.62%) Land $45,000 Building $182,000 |
| 2022 | $1,010.00 Homeowner's exemption | $65,401 | $188,200 Land $40,000 Building $148,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 62% of the US · above 36% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 490 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures