4823 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4823 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,814 sqft · built 2023
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Individual Names on File
Last Sale	$473,000 (Mar 2023)
Tax Bill	$270 (2025)
Deeds & Mortgages	Dec 2021 Construction Loan Mar 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00F00-0080`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00F00-0080`
Alternative APN	`N27107325300F000080`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,814 sqft Living Area
Gross Area	3,803 sqft
1st Floor Area	2,814 sqft
Flooring	Wood

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	656 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4823 RED OAK DR
City	MILTON
State	FL
Zip	32583-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 8 BLK F AS DES IN OR 4376 PG 1620
Legal Range	27W
Legal Township	1N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	F
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10809

Owner

4823 Red Oak Dr is owned and occupied by two individuals who bought it in March 2023.

Source: Santa Rosa County records, as of May 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4823 RED OAK DR, MILTON, FL 32583-2767
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Construction Mortgage THE FIRST A NATIONAL BANKING ASSN
Mar 20, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE OF THE SOUTH INC
Aug 24, 2020	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jul 30, 2020	Deed of Trust, Mortgage · Line of Credit MIDSOUTH BK
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2023 · Amount on File
Deed Sale	Mar 20, 2023 · Amount on File
Deed Document Number	202311487
Deed Book / Page	4376 / 1620
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4823 RED OAK DR, MILTON, FL 32583-2767
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 AUBURN RD, FT WALTON BCH, FL 32547-2247

Mortgage

Document Number	0042151327
Date	Dec 2, 2021
Book Page	4215/1327
Instrument	202180220

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	DESTIN, FL 32541

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

March 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 20, 2023
Property Address	4823 RED OAK DR, MILTON, FL 32583-2767
Document Number	0043761620
Book / Page	4376 / 1620
Map Reference	MB 11 PG 93-97
Instrument Date	Mar 17, 2023
Instrument	202311487
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,311.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4823 RED OAK DR, MILTON, FL 32583-2767

Mortgage

Document Number	0043761622
Date	Mar 20, 2023
Instrument	4376/1622

Lender

Name	MORTGAGE ONE OF THE SOUTH INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 24, 2020
Property Address	4823 RED OAK DR, MILTON, FL 32583-2767
Document Number	0039941511
Book / Page	003994 / 001511
Instrument Date	Aug 24, 2020
Instrument	43415
Transaction Type	Transfer
Record Updated	Oct 2, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$798.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4823 RED OAK DR, MILTON, FL 32583-2767
Document Number	0039871088
Instrument Date	Jul 30, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	RED OAK DR MILTON FL 32583, MILTON, FL 32583

Mortgage

Document Number	0039871088
Date	Jul 31, 2020
Book Page	003987/001088
Instrument	38617

Lender

Name	MIDSOUTH BK
Type	Bank
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4823 RED OAK DR, MILTON, FL 32583-2767
Document Number	0037530893
Book / Page	003753 / 000893
Instrument Date	Jul 30, 2018
Instrument	32881
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$13,825.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	37530895
Date	Aug 1, 2018
Book Page	003753/000895
Instrument	32882

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4823 Red Oak Dr was $270 with exemptions applied, up 23.3% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$270.00 (+23.29%) Homeowner's exemption Veteran's exemption	$407,619 (+4.93%) Land $44,000 Building $363,619	$407,619 (+4.93%) Land $44,000 Building $363,619
2024	$219.00 (-59.22%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$388,467 (+782.88%) Land $44,000 Building $344,467	$388,467 (+782.88%) Land $44,000 Building $344,467
2023	$537.00 (+14.99%)	$44,000 (-) Land $44,000	$44,000 (-) Land $44,000
2022	$467.00	$44,000	$44,000 Land $44,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4823 Red Oak Dr in Zone X, an area of minimal flood risk, though there have been 236 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4823 Red Oak Dr is high, ranking above 71% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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