4805 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4805 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,404 sqft · built 2020
Lot Size	0.516 acres (22,477 sqft)
Owner	2 Company Names on Record
Last Sale	$310,100 (Jul 2020)
Tax Bill	$2,740 (2024)
Deeds & Mortgages	Apr 2026 Sale Jul 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00E00-0010`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00E00-0010`
Alternative APN	`N27107325300E000010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,404 sqft Living Area
Gross Area	3,221 sqft
1st Floor Area	2,404 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	22,477 sqft (0.516 acres)
Lot Dimensions	300 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	578 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4805 RED OAK DR
City	MILTON
State	FL
Zip	32583-2767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 1 BLK E AS DES IN OR 3978 PG 1822 SUBJ TO EASMNT IN OR 3321 PG 1397 & IN OR 3894 PG 1422 & IN OR 3894 PG 1419
Legal Range	27W
Legal Township	1N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	E
Legal Lot Number	1
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2020
Census Tract	10809

Owner

Source: Santa Rosa County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4805 RED OAK DR, MILTON, FL 32583-2767
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 20, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NAVY FCU
Jul 5, 2019	Warranty Deed, Construction Loan · Commercial Mortgage FIRST FLORIDA BANK
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2020 · Amount on Record
Deed Sale	Jul 20, 2020 · Amount on Record
Prior Sale	Jul 5, 2019 · Amount on Record
Deed Document Number	202035965
Deed Book / Page	3978 / 1822
Last Transfer Date	Apr 20, 2026
Transfer Doc	0047341334
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 21, 2026
Property Address	4805 RED OAK DR, MILTON, FL 32583-2767
Document Number	0047341334
Book / Page	4734 / 1334
Instrument Date	Apr 20, 2026
Instrument	202619774
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4805 RED OAK DR, MILTON, FL 32583-2767

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 20, 2020
Property Address	4805 RED OAK DR, MILTON, FL 32583-2767
Document Number	0039781822
Book / Page	003978 / 001822
Instrument Date	Jul 20, 2020
Instrument	35965
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2020
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4805 RED OAK DR MILTON FL 325832767, MILTON, FL 32583-2767

Mortgage

Document Number	39781824
Date	Jul 20, 2020
Book Page	003978/001824
Instrument	35966

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

July 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 5, 2019
Property Address	4805 RED OAK DR, MILTON, FL 32583-2767
Document Number	0038461333
Book / Page	3846 / 1333
Map Reference	MB 11 PG 93-97
Instrument Date	Jul 1, 2019
Instrument	201928786
Transaction Type	Construction Loan
Record Updated	Aug 2, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$241.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 AUBURN RD, 105, FORT WALTON BEACH, FL 32547-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 AUBURN RD, FORT WALTON BEACH, FL 32547-2247

Mortgage

Document Number	0038461335
Date	Jul 5, 2019
Instrument	3846/1335

Lender

Name	FIRST FLORIDA BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4805 RED OAK DR, MILTON, FL 32583-2767
Document Number	0037530893
Book / Page	003753 / 000893
Instrument Date	Jul 30, 2018
Instrument	32881
Transaction Type	Transfer
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13,825.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	37530895
Date	Aug 1, 2018
Book Page	003753/000895
Instrument	32882

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$267,305 (+2.9%)	$301,767 (-2.35%) Land $44,000 Building $257,767
2024	$2,740.00 (+1.75%) Homeowner's exemption	$259,772 (+3%)	$309,020 (+9.41%) Land $44,000 Building $265,020
2023	$2,693.00 (+4.38%) Homeowner's exemption	$252,206 (+3%)	$282,432 (-0.07%) Land $44,000 Building $238,432
2022	$2,580.00 Homeowner's exemption	$244,860	$282,643 Land $44,000 Building $238,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 54% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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