4823 Black Walnut Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4823 Black Walnut Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,456 sqft · built 2023
Lot Size	0.153 acres (6,671 sqft)
Owner	2 Individual Names on File
Last Sale	$975,500 (Oct 2023)
Tax Bill	$16,837 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3720-030-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3720-030-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	1,717 sqft
2nd Floor Area	1,739 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Roof Material	Other
Lot Area	6,671 sqft (0.153 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4823 BLACK WALNUT DR
City	FOLSOM
State	CA
Zip	95630-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (SP
Legal Description	WHITE ROCK SPRINGS RAMCH VILLAGES 8 & 9, LOT 30, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS RAMCH VILLAGES 8 & 9
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

4823 Black Walnut Dr is owned and occupied by two individuals who bought it in October 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4823 BLACK WALNUT DR, FOLSOM, CA 95630-6024
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Oct 18, 2023	Grant Deed, Subdivision Related Transfer · Conventional Mortgage STAR ONE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on File
Deed Sale	Oct 18, 2023 · Amount on File
Deed Book / Page	20231018 / 867
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 1, 2026
Property Address	4823 BLACK WALNUT DR, FOLSOM, CA 95630-6024
Document Number	2026000001
Book / Page	20260401 / 1
Instrument Date	Mar 24, 2026
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4823 BLACK WALNUT DR, FOLSOM, CA 95630-6024

Mortgage

Document Number	2026000001,
Date	Apr 1, 2026
Book Page	20260401/1

Lender

Name	AXOS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2023: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 18, 2023
Property Address	4823 BLACK WALNUT DR, FOLSOM, CA 95630-6024
Document Number	0000000867
Map Reference	MB 417 PG 1
Instrument Date	Oct 18, 2023
Instrument	202310180867
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2023
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4823 BLACK WALNUT DR, FOLSOM, CA 95630-6024

Mortgage

Document Number	0000000868
Date	Oct 18, 2023
Instrument	202310180868

Lender

Name	STAR ONE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Nov 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.12%
Max Rate At Change	8.12%
Index	5-Year TN
Max Rate	11.1%

Tax Assessment & Valuation

The 2025 property tax bill for 4823 Black Walnut Dr was $16,837, up 0.9% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,014,744 (+2%) Land $218,484 Building $796,260
2025	$16,837.00 (+0.87%)	$994,848 Land $214,200 Building $780,648
2024	$16,692.00 (+119.2%)
2023	$7,615.00 (+38.3%)	$218,484 Land $218,484
2022	$5,506.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4823 Black Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4823 Black Walnut Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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