4815 Black Walnut Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 4815 Black Walnut Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 3,456 sqft · built 2024
Lot Size	0.148 acres (6,427 sqft)
Owner	2 Company Names on File
Last Sale	$933,500 (Jan 2024)
Tax Bill	$16,317 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Jan 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-3720-028-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3720-028-0000`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
1st Floor Area	1,717 sqft
2nd Floor Area	1,739 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Roof Material	Other
Lot Area	6,427 sqft (0.148 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	4815 BLACK WALNUT DR
City	FOLSOM
State	CA
Zip	95630-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SF (SP
Legal Description	WHITE ROCK SPRINGS RAMCH VILLAGES 8 & 9, LOT 28, UNIT:: 0, BLOCK:: 0, BLDG:: 0
Legal Subdivision	WHITE ROCK SPRINGS RAMCH VILLAGES 8 & 9
Legal Lot Number	28
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8508

Owner

4815 Black Walnut Dr is owned by a company that acquired it in January 2025.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Company Names on File
Mailing Address	15702 ANISE CT, LATHROP, CA 95330-8195
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 31, 2024	Grant Deed, Subdivision Related Transfer · Conventional Mortgage HOME AMERICAN MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2024 · Amount on File
Deed Sale	Jan 31, 2024 · Amount on File
Deed Book / Page	20240131 / 650
Last Transfer Date	Jan 10, 2025
Transfer Doc	2025000014
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 3, 2026
Property Address	4815 BLACK WALNUT DR, FOLSOM, CA 95630-6024
Document Number	2026000127
Book / Page	20260403 / 127
Instrument Date	Mar 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	15702 ANISE CT, LATHROP, CA 95330-8195

Mortgage

Document Number	2026000127,
Date	Apr 3, 2026
Book Page	20260403/127

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

January 2024: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 31, 2024
Property Address	4815 BLACK WALNUT DR, FOLSOM, CA 95630-6024
Document Number	0000000650
Map Reference	MB 417 PG 1
Instrument Date	Jan 30, 2024
Instrument	202401310650
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 12, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2880 RESTHAVEN CT, LATHROP, CA 95330-8189

Mortgage

Document Number	0000000651
Date	Jan 31, 2024
Instrument	202401310651

Lender

Name	HOME AMERICAN MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Feb 1, 2031
Change Frequency	6 Months
Min Rate At Change	6.5%
Max Rate At Change	11.5%
Max Rate	11.5%

Tax Assessment & Valuation

The 2025 property tax bill for 4815 Black Walnut Dr was $16,317, up 5.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$971,137 (+2%) Land $218,484 Building $752,653
2025	$16,317.00 (+5.77%)	$952,096 Land $214,200 Building $737,896
2024	$15,427.00 (+112.11%)
2023	$7,273.00 (+32.09%)	$218,484 Land $218,484
2022	$5,506.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4815 Black Walnut Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4815 Black Walnut Dr is moderate, ranking above 68% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 42% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: T-Mobile, unWired Broadband, Verizon, Zeta Broadband.

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