4822 Upper Mountain Rd, Lockport, NY 14094 Property Records

Niagara County and Cambria Town property record for 4822 Upper Mountain Rd, Lockport, NY 14094

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,073 sqft · built 1880
Lot Size	70.1 acres (3,053,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$10,565 (2025)
Deeds & Mortgages	May 2017 Line of Credit
Flood Zone	Zone A (high risk)
APN	`292000 107.00-1-33`

Property Details

APN / Parcel Number

Primary APN	`292000 107.00-1-33`
Alternative APN	`20001070000001033000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,073 sqft Living Area
1st Floor Area	1,100 sqft
2nd Floor Area	594 sqft
Upper Floors Area	379 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Traditional
Exterior Material	Stucco
Lot Area	3,053,556 sqft (70.1 acres)
Garage Type	Mixed
Garage Area	780 sqft
Parking Spaces	4 Parking Spaces
Porch	Enclosed Porch
Porch Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4822 UPPER MOUNTAIN RD
City	LOCKPORT
State	NY
Zip	14094-9632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Description	27 14 7
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	NIAGARA NY
Township / Civil Division	CAMBRIA
Census Block Group	3
Census Block	3000
Census Tract	24303

Owner

Source: Niagara County and Cambria Town records · APN 292000 107.00-1-33

Assessment roll updated April 17, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4822 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9632
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	4822 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9632
Document Number	0000011311
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jul 03, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4822 UPPER MOUNTAIN RD LOCKPORT NY 140949632, LOCKPORT, NY 14094-9632

Mortgage

Document Number	0000011311
Date	Jun 08, 2017
Instrument	11311

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Niagara County and Cambria Town records · Assessment roll updated April 17, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Cambria Town
Unified School District	Starpoint Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,565.00	$521,800 (-) Land $252,700 Building $269,100	$521,800 (-) Land $252,700 Building $269,100
2023		$521,800 Land $252,700 Building $269,100	$521,800 Land $252,700 Building $269,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Niagara County (36063C), as of November 6, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360630243033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2021–2026)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Based on FCC filings for 16 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3100557, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CAMBRIA WATER DISTRICT serves 5,839 people
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2022
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.