Niagara County and Cambria Town property record for 4775 Upper Mountain Rd, Lockport, NY 14094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,152 sqft · built 1959 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Jan 2026) |
| Tax Bill | $5,506 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292000 107.00-1-37 |
| Primary APN | 292000 107.00-1-37 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Finished Basement | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 168 ft Width |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 4775 UPPER MOUNTAIN RD |
|---|---|
| City | LOCKPORT |
| State | NY |
| Zip | 14094-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | 27 14 7 |
| Legal Block | 1 |
| Legal Lot Number | 37.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | CAMBRIA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 24303 |
Source: Niagara County and Cambria Town records · APN 292000 107.00-1-37
Assessment roll updated April 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2839 LOCKPORT RD, SANBORN, NY 14132-9352 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 30, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Nov 14, 2023 | Warranty Deed, Transfer |
| Jul 19, 2023 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Apr 11, 2023 | Warranty Deed, Transfer · FHA Mortgage M & T BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 30, 2026 · Amount on Record |
| Deed Sale | Jan 30, 2026 · Amount on Record |
| Prior Sale | Apr 11, 2023 · Amount on Record |
| Deed Document Number | 20261563 |
| Prior Transfer Date | Jul 06, 2023 |
| Prior Transfer Doc | 0000000657 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jan 30, 2026 |
| Property Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Document Number | 0000001563 |
| Instrument Date | Jan 26, 2026 |
| Instrument | 2026-01563 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2026 |
| Title Company | TITLE RESOURCES GUARANTY COMPANY, TITLE RESOURCES GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2839 LOCKPORT RD, SANBORN, NY 14132-9352 |
| Document Number | 0000001564 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-01564 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Nov 14, 2023 |
| Property Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Document Number | 0000007730 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-17730 |
| Transaction Type | Transfer |
| Record Updated | Dec 04, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4877 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9632 |
| Name | Verified Name |
|---|---|
| Address | 128 LOGAN RIDGE DR, STATESVILLE, NC 28677-8450 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jul 19, 2023 |
| Property Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Document Number | 0000000657 |
| Instrument Date | Jul 06, 2023 |
| Instrument | 2023-10657 |
| Transaction Type | Transfer |
| Record Updated | Aug 01, 2023 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Apr 11, 2023 |
| Property Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Document Number | 0000005137 |
| Instrument Date | Mar 28, 2023 |
| Instrument | 2023-05137 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,000.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4775 UPPER MOUNTAIN RD, LOCKPORT, NY 14094-9606 |
| Name | Verified Name |
|---|---|
| Address | 509 84TH ST, NIAGARA FALLS, NY 14304-3366 |
| Document Number | 0000005138 |
|---|---|
| Date | Apr 11, 2023 |
| Instrument | 2023-05138 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2053 |
Source: Niagara County and Cambria Town records · Assessment roll updated April 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Cambria Town |
| Unified School District | Starpoint Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,506.00 | $266,000 (+9.92%) Land $30,000 Building $236,000 | $266,000 (+9.92%) Land $30,000 Building $236,000 |
| 2024 | $242,000 (+4.85%) Land $30,000 Building $212,000 | $242,000 (+4.85%) Land $30,000 Building $212,000 | |
| 2023 | $230,800 (+44.34%) Land $30,000 Building $200,800 | $230,800 (+1.05%) Land $30,000 Building $200,800 | |
| 2022 | $159,900 Land $23,000 Building $136,900 | $228,400 Land $32,853 Building $195,547 |
Source: FEMA National Flood Hazard Layer as of November 6, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2021 · river or lake flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 16 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CAMBRIA WATER DISTRICT serves 5,839 people |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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