4822 Baseline Rd, Oswego, IL 60543 Property Records

Kendall County property record for 4822 Baseline Rd, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 1965
Lot Size	0.67 acres (29,185 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Nov 2018)
Tax Bill	$6,584 (2024)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-05-101-008`

Property Details

APN / Parcel Number

Primary APN	`03-05-101-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,487 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	1,487 sqft
Basement Area	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Dimensions	238 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4822 BASELINE RD
City	OSWEGO
State	IL
Zip	60543-9192
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 5-37-8
Legal Range	08E
Legal Township	37N
Legal Section	05
Legal Subdivision	TOWNSHIP
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	1
Census Block	1016
Census Tract	890301

Owner

4822 Baseline Rd is owned and occupied by an individual who bought it in November 2018.

Source: Kendall County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4822 BASELINE RD, OSWEGO, IL 60543-9192
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Nov 30, 2018	Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2018 · Amount on File
Deed Sale	Nov 30, 2018 · Amount on File
Prior Sale	Mar 8, 2001 · Amount on File
Deed Document Number	201817009
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	4822 BASELINE RD, OSWEGO, IL 60543-9192
Transaction Type	Mortgage
Record Updated	Apr 14, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008587
Date	Apr 5, 2021
Instrument	202100008587

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	237 Months
Due	Jan 1, 2041

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENDALL IL
Recording Date	Nov 30, 2018
Property Address	4822 BASELINE RD, OSWEGO, IL 60543-9192
Document Number	0000017009
Instrument Date	Oct 30, 2018
Instrument	17009
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2465 CLARIDGE LN MONTGOMERY IL 605385053, MONTGOMERY, IL 60538-5053

Mortgage

Document Number	17010
Date	Nov 30, 2018
Instrument	17010

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Montgomery Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$97,561 Land $21,626 Building $75,935	$292,683 Land $64,878 Building $227,805
2024	$6,584.00
2022		$69,550 Land $15,417 Building $54,133	$208,650 Land $46,251 Building $162,399

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4822 Baseline Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1996–2013)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Apr 2013 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4822 Baseline Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY serves 28,956 people · EPA ID IL0894690
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Metronet, Verizon.

Nearby Properties on Baseline Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures