4821 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4821 W 5th St, Duluth, MN 55807

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.25 ba · 1,540 sqft · built 1916
Lot Size	0.151 acres (6,593 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jun 2017)
Tax Bill	$3,040 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-4520-15370`

Property Details

APN / Parcel Number

Primary APN	`010-4520-15370`
Alternative APN	`1031788`

Interior

Bedrooms	3 Beds
Full Baths	1.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,540 sqft Gross Area
1st Floor Area	916 sqft
Basement Area	102 sqft
Finished Basement	102 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1975
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	6,593 sqft (0.151 acres)
Garage Area	576 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	192 sqft
Deck Area	80 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1031788
Street Address	4821 W 5TH ST
City	DULUTH
State	MN
Zip	55807-2008
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 AND 12 SERIAL #
Legal Subdivision	WEST DULUTH 6TH DIV
Legal Block	109
Legal Lot Number	11-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	5
Census Block	5010
Census Tract	15800

Owner

4821 W 5th St is owned and occupied by an individual who bought it in June 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	4821 W 5TH ST, DULUTH, MN 55807-2008
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2017 · Amount on File
Deed Sale	Jun 7, 2017 · Amount on File
Deed Document Number	20171310639
Record Updated	Sep 20, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 7, 2017
Property Address	4821 W 5TH ST, DULUTH, MN 55807-2008
Document Number	00A1310639
Instrument Date	May 31, 2017
Instrument	A1310639
Transaction Type	Transfer
Record Updated	Jun 23, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4821 W 5TH ST DULUTH MN 558072008, DULUTH, MN 55807-2008

Mortgage

Document Number	A1310640
Date	Jun 7, 2017
Instrument	A1310640

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 4821 W 5th St was $3,040 with a homeowner's exemption, up 0.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,040.00 (+0.4%) Homeowner's exemption
2025	$3,028.00 (+2.99%) Homeowner's exemption	$260,600 (+7.69%) Land $17,000 Building $243,600	$260,600 (+7.69%) Land $17,000 Building $243,600
2024	$2,940.00	$242,000 Land $18,200 Building $223,800	$242,000 Land $18,200 Building $223,800
2022		$216,400 Land $16,700 Building $199,700	$216,400 Land $16,700 Building $199,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4821 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4821 W 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Airfiber Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20