St. Louis County property record for 4818 W 5th St, Duluth, MN 55807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,552 sqft · built 1921 |
| Lot Size | 0.113 acres (4,944 sqft) |
| Owner | Individual Name on File |
| Last Sale | $140,821 (Jul 2014) |
| Tax Bill | $2,884 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-4520-15140 |
| Primary APN | 010-4520-15140 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,552 sqft Gross Area |
| 1st Floor Area | 1,058 sqft |
| Year Built | Built 1921 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,944 sqft (0.113 acres) |
| Garage Area | 391 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 98 sqft |
| Deck Area | 20 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 996956 |
|---|---|
| Street Address | 4818 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 AND ELY 1/2 OF LOT 10 SERIAL # |
| Legal Subdivision | WEST DULUTH SIXTH DIVISION |
| Legal Block | 108 |
| Legal Lot Number | 9-10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 15800 |
4818 W 5th St is owned and occupied by an individual who bought it in July 2014.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4818 W 5TH ST, DULUTH, MN 55807-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Jun 5, 2019 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2014 · Amount on File |
| Deed Sale | Jul 29, 2014 · Amount on File |
| Prior Sale | Apr 6, 2004 · Amount on File |
| Deed Document Number | 2014947065 |
| Prior Transfer Date | May 1, 2001 |
| Prior Transfer Doc | 0000702817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4818 W 5TH ST, DULUTH, MN 55807-2009 |
| Document Number | 00T1029721 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4818 W 5TH ST DULUTH MN 558072009, DULUTH, MN 55807-2009 |
| Document Number | 00T1029721 |
|---|---|
| Date | Sep 30, 2020 |
| Instrument | T1029721 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 29, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4818 W 5TH ST, DULUTH, MN 55807-2009 |
| Document Number | 00T1013695 |
| Instrument Date | Jun 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4818 W 5TH ST DULUTH MN 558072009, DULUTH, MN 55807-2009 |
| Document Number | 00T1013695 |
|---|---|
| Date | Aug 14, 2019 |
| Instrument | T1013695 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 13, 2034 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4818 W 5th St was $2,884 with a homeowner's exemption, up 0.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,884.00 (+0.42%) Homeowner's exemption | ||
| 2025 | $2,872.00 (+2.87%) Homeowner's exemption | $249,900 (+7.99%) Land $12,700 Building $237,200 | $249,900 (+7.99%) Land $12,700 Building $237,200 |
| 2024 | $2,792.00 | $231,400 Land $13,600 Building $217,800 | $231,400 Land $13,600 Building $217,800 |
| 2022 | $197,200 Land $12,500 Building $184,700 | $197,200 Land $12,500 Building $184,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4818 W 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4818 W 5th St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures