4821 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4821 SW Ardsley Dr, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,196 sqft · built 2020
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Trust Names on File
Last Sale	$629,300 (May 2020)
Tax Bill	$8,278 (2025)
Deeds & Mortgages	Mar 2022 Transfer May 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-38-41-009-000-0001.0-0-0000`

Property Details

APN / Parcel Number

Primary APN	`41-38-41-009-000-0001.0-0-0000`
Alternative APNs	`41-38-41-009-000-00010-0` `1120842`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,196 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	2,196 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Water View
Garage Type	Attached
Garage Area	657 sqft
Porch	Open Concrete/Masonry Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120842
Street Address	4821 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN COUNTY FLORIDA
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Block	2
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

4821 SW Ardsley Dr is owner-occupied and held in a trust since March 2022.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4821 SW ARDSLEY DR, STUART, FL 34997-4525
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 27, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC
Dec 26, 2019	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2020 · Amount on File
Deed Sale	May 27, 2020 · Amount on File
Prior Sale	Dec 26, 2019 · Amount on File
Deed Document Number	20202816547
Deed Book / Page	3131 / 1259
Last Transfer Date	Mar 21, 2022
Transfer Doc	0033021843
Record Updated	Oct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Mar 29, 2022
Property Address	4821 SW ARDSLEY DR, STUART, FL 34997-4525
Document Number	0033021843
Book / Page	3302 / 1843
Map Reference	MB 18 PG 6
Instrument Date	Mar 21, 2022
Instrument	2950945
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4821 SW ARDSLEY DR, STUART, FL 34997-4525

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	May 27, 2020
Property Address	4821 SW ARDSLEY DR, STUART, FL 34997-4525
Document Number	0031311259
Book / Page	003131 / 001259
Instrument Date	May 26, 2020
Instrument	2816547
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$4,405.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4821 SW ARDSLEY DR STUART FL 349974525, STUART, FL 34997-4525

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 26, 2019
Property Address	4821 SW ARDSLEY DR, STUART, FL 34997-4525
Document Number	0031020978
Book / Page	003102 / 000978
Instrument Date	Dec 20, 2019
Instrument	2791709
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount on Record
Tax	$15,008.39
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4821 SW Ardsley Dr was $8,278 with a homeowner's exemption, down 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,278.00 (-0.86%) Homeowner's exemption	$537,192	$641,800 Land $285,000 Building $356,800
2024	$8,350.00 (+1.82%)
2023	$8,201.00 (+3.46%) Additional exemption filed	$506,848 (+3%)	$634,270 (+6.09%) Land $285,000 Building $349,270
2022	$7,927.00 Homeowner's exemption	$492,086	$597,880 Land $282,500 Building $315,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4821 SW Ardsley Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 61 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4821 SW Ardsley Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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