4780 SW Ardsley Dr, Stuart, FL 34997 Property Records

Martin County property record for 4780 SW Ardsley Dr, Stuart, FL 34997 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,871 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (Mar 2023)
Tax Bill	$7,228 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1120883`

Property Details

APN / Parcel Number

Primary APN	`1120883`
Alternative APN	`41-38-41-009-000-00420-0`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,871 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Masonite/Cement Shake
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1120883
Street Address	4780 SW ARDSLEY DR
City	STUART
State	FL
Zip	34997-4528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 BANYAN BAY PUD PHASE 2A & 2B ACCORDING TO THE PLAT THEREOF RECORDED IN PLAT BOOK 18 PAGE 6 PUBLIC RECORDS MARTIN
Legal Range	41E
Legal Township	38S
Legal Section	41
Legal Subdivision	BANYAN BAY PUD PHASE 2A & 2B
Legal Phase	2A
Legal Lot Number	42
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2005
Census Tract	1103

Owner

Source: Martin County records · APN 1120883

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Warranty Deed, Transfer · Conventional Mortgage NP INC
Sep 13, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Dec 23, 2020	Special Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 11, 2020	Grant Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Sep 13, 2022 · Amount on Record
Deed Document Number	0033641813
Deed Book / Page	3364 / 1813
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 17, 2023
Property Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528
Document Number	0033641813
Book / Page	3364 / 1813
Map Reference	MB 18 PG 6
Instrument Date	Mar 10, 2023
Instrument	3006896
Transaction Type	Transfer
Record Updated	Apr 07, 2023
Title Company	SOUTH FL TITLE INSURERS/BROWAR, SOUTH FL TTL INSURERS OF PAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8967 NW 48TH TERR, DORAL, FL 33166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528

Mortgage

Document Number	0033641815
Date	Mar 17, 2023
Instrument	3364/1815

Lender

Name	NP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2053

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 13, 2022
Property Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528
Document Number	0033351982
Book / Page	3335 / 1982
Map Reference	MB 18 PG 6
Instrument Date	Sep 03, 2022
Instrument	2980295
Transaction Type	Transfer
Record Updated	Sep 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$6,300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4780 SW ARDSKY DRIVE, 4780, STUART, FL 34997

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Dec 23, 2020
Property Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528
Document Number	0031840741
Book / Page	3184 / 741
Map Reference	MB 18 PG 6
Instrument Date	Dec 21, 2020
Instrument	2857746
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,975.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1450 CENTREPARK BLVD STE 340, 1450, WEST PALM BEACH, FL 33401-7443

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528

Mortgage

Document Number	0003184743
Date	Dec 23, 2020
Instrument	3184/743

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MARTIN FL
Recording Date	Jun 11, 2020
Property Address	4780 SW ARDSLEY DR, STUART, FL 34997-4528
Document Number	0031350201
Book / Page	003135 / 000201
Instrument Date	Jun 11, 2020
Instrument	2819401
Transaction Type	Transfer
Record Updated	Aug 04, 2020
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SVCS INC

Transaction

Amount	Amount Recorded
Tax	$4,377.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1450 CENTREPARK BLVD #340 WEST PALM BEACH FL 334017443, 340, WEST PALM BEACH, FL 33401-7443
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Martin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$467,019 (-32.53%)	$701,230 (+1.3%) Land $285,000 Building $416,230
2024	$7,228.00 (-39.69%)
2023	$11,984.00 (+21.2%)	$692,200 (+32.05%) Land $285,000 Building $407,200	$692,200 (+6.81%) Land $285,000 Building $407,200
2022	$9,888.00	$524,205	$648,080 Land $282,500 Building $365,580

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Martin County (12085C), updated April 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120850011032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 61 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	61 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Hotwire Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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