4821 85th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 4821 85th Rd, Live Oak, FL 32060

Property Summary

Property TypeMobile Home
Details1 ba · 1,782 sqft · built 1996
Lot Size5 acres (217,800 sqft)
Owner2 Individual Names on Record
Tax Bill$1,299 (2024)
Deeds & MortgagesMay 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN33-01S-14E-01898-000015

Property Details

APN / Parcel Number

Primary APN33-01S-14E-01898-000015
Alternative APN
  • 01898000015

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,782 sqft Living Area
1st Floor Area1,782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area217,800 sqft (5 acres)
Patio Area323 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerSeptic
Water SourceWell

Location & Zoning

Account Number01898000015
Street Address4821 85TH RD
CityLIVE OAK
StateFL
Zip32060-8929
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionLEG 5.00 ACRES S1/2 OF N1/2 OF N1/2 OF NE1/4 OF NW1/4 ORB 488 P 690 WD YR 95 NOTES RP #0719633-34 YR 97
Legal Range14E
Legal Township01S
Legal Section33
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group1
Census Block1017
Census Tract970100

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4821 85TH RD, LIVE OAK, FL 32060-8929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 1994
Deed SaleApr 1, 1994
Deed Document Number0000488690
Record UpdatedJun 8, 2026

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSUWANNEE FL
Property Address4821 85TH RD, LIVE OAK, FL 32060-8929
Document Number0000216290
Instrument DateMay 15, 2019
Transaction TypeMortgage
Record UpdatedJul 26, 2019
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4821 85TH RD LIVE OAK FL 320608929, LIVE OAK, FL 32060-8929

Mortgage

Document Number0000216290
DateJun 28, 2019
Book Page002125/000486
Instrument216290
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 27, 2049
Interest
Rate TypeFixed Rate
Rate4.62%

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$83,293 (+5.89%)$158,823 (+46.6%) Land $52,375 Building $106,448
2024$1,299.00 (+2.28%)
2023$1,270.00 (+3.25%) Homeowner's exemption$78,661 (+2.99%)$108,334 (+9.53%) Land $39,750 Building $68,584
2022$1,230.00 Homeowner's exemption$76,379$98,907 Land $34,500 Building $64,407

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims7 (1998–2012)
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 3 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Rapid Fiber Internet
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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