Suwannee County property record for 4678 85th Rd, Live Oak, FL 32060
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 2 ba · 2,869 sqft · built 1976 |
| Lot Size | 19.8 acres (863,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $570,000 (Oct 2025) |
| Tax Bill | $355 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Oct 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-01S-14E-01867-001000 |
| Primary APN | 28-01S-14E-01867-001000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,869 sqft Gross Area |
| 1st Floor Area | 2,869 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 863,359 sqft (19.8 acres) |
| Garage Area | 483 sqft |
| Patio Area | 630 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4678 85TH RD |
|---|---|
| City | LIVE OAK |
| State | FL |
| Zip | 32060-8925 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Legal Description | LEG 19.82 ACRES THE S 522.30 FT OF W1/2 OF SE1/4 & THE S 522.30 FT OF W1/2 OF W1/2 OF E1/2 OF SE1/4 ORB 2472 P 7-9 WD YR 2024 |
| Legal Range | 14E |
| Legal Township | 01S |
| Legal Section | 28 |
| Jurisdiction | SUWANNEE FL |
| Township / Civil Division | LIVE OAK |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 970100 |
4678 85th Rd, an agricultural property, is owned by two individuals who bought it in October 2025.
Source: Suwannee County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2025 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 13, 2023 | Warranty Deed, Transfer · VA Mortgage ATLANTIC COAST MORTGAGE |
| Oct 8, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 2, 2025 · Amount on File |
| Deed Sale | Oct 2, 2025 · Amount on File |
| Prior Sale | Oct 13, 2023 · Amount on File |
| Deed Document Number | 2025298185 |
| Deed Book / Page | 2639 / 381 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Oct 2, 2025 |
| Property Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Document Number | 0061298185 |
| Book / Page | 2639 / 381 |
| Instrument Date | Sep 29, 2025 |
| Instrument | 202561298185 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | UNKNOWN, HILL LAW & TITLE PLLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Name | Verified Name |
|---|---|
| Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Document Number | 0000000383 |
|---|---|
| Date | Oct 2, 2025 |
| Instrument | 2639/383 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Oct 13, 2023 |
| Property Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Document Number | 0000271681 |
| Book / Page | 2472 / 7 |
| Instrument Date | Oct 3, 2023 |
| Instrument | 2023271681 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Title Company | HERITAGE TITLE SERVICES/N FL INC, HERITAGE TITLE SVCS N FL INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,780.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Name | Verified Name |
|---|---|
| Address | 495 GREEN WING DR, SUFFOLK, VA 23434-6469 |
| Document Number | 0000000010 |
|---|---|
| Date | Oct 13, 2023 |
| Instrument | 2472/10 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Recording Date | Oct 8, 2020 |
| Property Address | 4678 85TH RD, LIVE OAK, FL 32060-8925 |
| Document Number | 0000230524 |
| Book / Page | 002217 / 000053 |
| Instrument Date | Sep 3, 2020 |
| Instrument | 230524 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $1.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5711 SW 196TH LN SOUTHWEST RANCHES FL 333321136, SOUTHWEST RANCHES, FL 33332-1136 |
Source: Suwannee County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Unified School District | Suwannee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $324,511 (+6.72%) | $358,482 (+6.05%) Land $43,940 Building $314,542 | |
| 2024 | $355.00 (-82.67%) | $304,071 (+95.9%) | $338,042 (+25.61%) |
| 2023 | $2,048.00 (+2.97%) Homeowner's exemption | $155,215 (+2.9%) | $269,120 (+30.08%) |
| 2022 | $1,989.00 Homeowner's exemption | $150,840 | $206,894 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4678 85th Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (1998–2012) |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4678 85th Rd is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Rapid Fiber Internet Fiber | 2,000 / 2,000 |
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