4821 220th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4821 220th St E, Spanaway, WA 98387

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,306 sqft · built 1987
Lot Size0.246 acres (10,735 sqft)
OwnerIndividual Name on Record
Tax Bill$4,577 (2025)
Deeds & MortgagesMay 2023 Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN781632-0-200

Property Details

APN / Parcel Number

Primary APN781632-0-200

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,306 sqft Living Area
Gross Area1,790 sqft
1st Floor Area1,306 sqft
Laundry RoomLaundry Room
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 2010
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area10,735 sqft (0.246 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address4821 220TH ST E
CitySPANAWAY
StateWA
Zip98387-6014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionSECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 42 SOUTHWOOD THIRD ADD DIV # 2: SOUTHWOOD THIRD ADD DIV # 2 LOT 20 TOG/W COMM PROP INT EASE OF RECORD SE-12-18-03E OUT OF 03-18-12-4-008 SEG L-2160 HB JW
Legal Range03
Legal Township18
Legal Section12
Legal SubdivisionSOUTHWOOD THIRD ADD DIV # 2
Legal Lot Number20
Legal Unit2
JurisdictionPIERCE WA
Township / Civil DivisionTACOMA
Census Block Group3
Census Block3005
Census Tract71414

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4821 220TH ST E, SPANAWAY, WA 98387-6014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · VA Mortgage
NATIONS MORTGAGE LLC
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MTG
Jan 28, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MTG
Sep 15, 2017Deed of Trust, Mortgage · VA Mortgage
CBC NAT'L BK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4821 220TH ST E, SPANAWAY, WA 98387-6014
Transaction TypeMortgage
Record UpdatedMay 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005160372
DateMay 16, 2023
Instrument202305160372
Lender
NameNATIONS MORTGAGE LLC
TypeMortgage Company
AddressSOUTHFIELD, MI 48033
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2053

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4821 220TH ST E, SPANAWAY, WA 98387-6014
Document Number2011100437
Instrument DateNov 4, 2020
Transaction TypeMortgage
Record UpdatedNov 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4821 220TH ST E SPANAWAY WA 983876014, SPANAWAY, WA 98387-6014

Mortgage

Document Number2011100437
DateNov 10, 2020
Instrument202011100437
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term204 Months
DueNov 9, 2037

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4821 220TH ST E, SPANAWAY, WA 98387-6014
Document Number2003180412
Instrument DateJan 28, 2020
Transaction TypeMortgage
Record UpdatedApr 17, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4821 220TH ST E SPANAWAY WA 983876014, SPANAWAY, WA 98387-6014

Mortgage

Document Number2003180412
DateMar 18, 2020
Instrument202003180412
Lender
NameFREEDOM MTG
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term204 Months
DueMar 17, 2037

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPIERCE WA
Property Address4821 220TH ST E, SPANAWAY, WA 98387-6014
Document Number1709280023
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedOct 10, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4821 220TH ST E SPANAWAY WA 983876014, SPANAWAY, WA 98387-6014

Mortgage

Document Number1709280023
DateSep 28, 2017
Instrument201709280023
Lender
NameCBC NAT'L BK
TypeBank
AddressALPHARETTA, GA 30022
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term240 Months
DueSep 27, 2037

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateWashington
CountyPierce County
Unified School DistrictBethel School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$388,900 (+3.62%) Land $166,300 Building $222,600$388,900 (+3.62%) Land $166,300 Building $222,600
2025$4,577.00 (+4.12%)
2024$4,396.00 (-2.18%)$375,300 (-3.99%) Land $168,900 Building $206,400$375,300 (-3.99%) Land $168,900 Building $206,400
2023$4,494.00$390,900 Land $168,900 Building $222,000$390,900 Land $168,900 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWOOD
private · serves 64,155 people · EPA ID WA5382844
Water SourcePurchased surface water from several systems
Last State InspectionNov 2021
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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