4809 220th St E, Spanaway, WA 98387 Property Records

Pierce County property record for 4809 220th St E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,208 sqft · built 1987
Lot Size	0.257 acres (11,201 sqft)
Owner	Individual Name on Record
Last Sale	$153,000 (Jun 2010)
Tax Bill	$4,528 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`781632-0-220`

Property Details

APN / Parcel Number

Primary APN	`781632-0-220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	1,730 sqft
1st Floor Area	1,208 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,201 sqft (0.257 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4809 220TH ST E
City	SPANAWAY
State	WA
Zip	98387-6014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	SECTION 12 TOWNSHIP 18 RANGE 03 QUARTER 42 SOUTHWOOD THIRD ADD DIV # 2: SOUTHWOOD THIRD ADD DIV # 2 LOT 22 TOG/W COMM PROP INT EASE OF RECORD SE-12-18-03E OUT OF 03-18-12-4-008 SEG L-2160 HB JW
Legal Range	03
Legal Township	18
Legal Section	12
Legal Subdivision	SOUTHWOOD THIRD ADD DIV # 2
Legal Lot Number	22
Legal Unit	2
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	3
Census Block	3005
Census Tract	71414

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4809 220TH ST E, SPANAWAY, WA 98387-6014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2010 · Amount on Record
Deed Sale	Jun 29, 2010 · Amount on Record
Prior Sale	Dec 6, 2004 · Amount on Record
Deed Document Number	2010770
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Jun 30, 2026
Property Address	4809 220TH ST E, SPANAWAY, WA 98387-6014
Document Number	0000000045
Instrument Date	Jun 22, 2026
Instrument	202645
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4809 220TH ST E, SPANAWAY, WA 98387-6014

Mortgage

Document Number	0000000045,
Date	Jun 30, 2026
Instrument	202645

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$385,800 (+4.02%) Land $168,100 Building $217,700	$385,800 (+4.02%) Land $168,100 Building $217,700
2025	$4,528.00 (+4.21%)
2024	$4,345.00 (-2.14%)	$370,900 (-3.94%) Land $170,700 Building $200,200	$370,900 (-3.94%) Land $170,700 Building $200,200
2023	$4,440.00	$386,100 Land $170,700 Building $215,400	$386,100 Land $170,700 Building $215,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWOOD private · serves 64,155 people · EPA ID WA5382844
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2021
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20