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4820 Opal Cliff Dr, Apt 101, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4820 Opal Cliff Dr, Apt 101, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 672 sqft · built 1975
Lot Size0.014 acres (610 sqft)
OwnerTrust Name on Record
Tax Bill$15,648 (2025)
Deeds & MortgagesJul 2023 Transfer
Flood ZoneZone X (minimal risk)
APN034-463-03

Property Details

APN / Parcel Number

Primary APN034-463-03
Alternative APN
  • 034-463-03-000

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms3 Rooms
Building Area672 sqft Living Area

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialOther
Lot Area610 sqft (0.014 acres)
View / LotOcean

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4820 OPAL CLIFF DR, 101
CityCAPITOLA
StateCA
Zip95010-3267
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionTRACT 677 OPAL CLIFF EAST
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract121602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on Record
Mailing Address4820 OPAL CLIFF DR, 101, CAPITOLA, CA 95010-3267
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 18, 2023
Transfer Doc0000009269
Record UpdatedSep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CRUZ CA
Recording DateJul 18, 2023
Property Address4820 OPAL CLIFF DR APT 101, 101, CAPITOLA, CA 95010-3267
Document Number0000013099
Map ReferenceMB 60 PG 34
Instrument DateJul 6, 2023
Instrument2023-0013099
Transaction TypeTransfer
Record UpdatedAug 2, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4820 OPAL CLIFF DR APT 101, 101, CAPITOLA, CA 95010-3267

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,293,507 (+2%) Land $1,136,554 Building $156,953
2025$15,648.00 (+785.07%)$1,268,143 (+1,769.04%) Land $1,114,268 Building $153,875
2023$1,768.00 (+3.15%)$67,850 (+2%) Land $24,076 Building $43,774$1,042,740
2022$1,714.00$66,520 Land $23,604 Building $42,916

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims8 (2008–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Cruzio
Fixed Wireless		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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