4820 Opal Cliff Dr, Apt 205, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4820 Opal Cliff Dr, Apt 205, Capitola, CA 95010

Property Summary

Property TypeCondominium
Details2 bd · 1 ba · 1,056 sqft · built 1975
Lot Size0.023 acres (1,002 sqft)
OwnerTrust Name on Record
Last Sale$1,500,000 (Mar 2021)
Tax Bill$16,408 (2025)
Deeds & MortgagesMar 2021 Sale
Flood ZoneZone X (minimal risk)
APN034-472-01

Property Details

APN / Parcel Number

Primary APN034-472-01
Alternative APN
  • 034-472-01-000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,056 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Construction TypeWood
Roof MaterialOther
Lot Area1,002 sqft (0.023 acres)
View / LotOcean

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4820 OPAL CLIFF DR, 205
CityCAPITOLA
StateCA
Zip95010-3268
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionTRACT 677 OPAL CLIFFS EAST
Legal Lot Number1
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1002
Census Tract121602

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on Record
Mailing Address774 SUNSHINE DR, LOS ALTOS, CA 94024-3157
Owner TypeIndividual
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Prior SaleMay 1, 2008 · Amount on Record
Deed Document Number202117936
Prior Transfer DateJul 7, 2008
Prior Transfer Doc0000032251
Record UpdatedSep 20, 2026

March 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 29, 2021
Property Address4820 OPAL CLIFF DR APT 205, 205, CAPITOLA, CA 95010-3268
Document Number0000017936
Map ReferenceMB 60 PG 34
Instrument DateMar 25, 2021
Instrument2021-0017936
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address774 SUNSHINE DR, LOS ALTOS, CA 94024-3157

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,595,000 (+19.48%) Land $1,276,000 Building $319,000
2025$16,408.00 (-8.97%)$1,335,000 (-14.46%) Land $1,068,000 Building $267,000
2023$18,024.00 (+0.95%)$1,560,600 Land $1,248,480 Building $312,120$1,421,010
2022$17,854.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims8 (2008–2023)
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Cruzio
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Opal Cliff Dr

Nearby Streets

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