4820 Modern Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4820 Modern Dr, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	5 bd · 3 ba · 2,977 sqft · built 2003
Lot Size	0.153 acres (6,686 sqft)
Owner	2 Individual Names on File
Last Sale	$343,625 (Mar 2003)
Tax Bill	$5,672 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Nov 2016 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-20-000-1110`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-20-000-1110`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,977 sqft Living Area
Gross Area	3,470 sqft
1st Floor Area	1,566 sqft
Upper Floors Area	1,411 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	6,686 sqft (0.153 acres)
Porch	Open Porch
Porch Area	451 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4820 MODERN DR
City	DELRAY BEACH
State	FL
Zip	33445-1212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD
Legal Description	WINTERPLACE PUD LT 111
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	WINTERPLACE PUD
Legal Lot Number	111
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3005
Census Tract	6604

Owner

4820 Modern Dr, a zero lot line, is owned and occupied by two individuals who bought it in March 2003.

Source: Palm Beach County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4820 MODERN DR, DELRAY BEACH, FL 33445-1212
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2019	Deed of Trust, Mortgage · Conventional with PMI MORTGAGE FIRM
Nov 8, 2016	Loan Modification, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2003 · Amount on File
Deed Sale	Mar 6, 2003 · Amount on File
Prior Sale	Mar 6, 2003 · Amount on File
Deed Document Number	20030125398
Deed Book / Page	14882 / 1076
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4820 MODERN DR, DELRAY BEACH, FL 33445-1212
Document Number	0308971433
Instrument Date	Sep 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4820 MODERN DR DELRAY BEACH FL 334451212, DELRAY BEACH, FL 33445-1212

Mortgage

Document Number	0308971433
Date	Sep 18, 2019
Book Page	030897/001433
Instrument	344486

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

November 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	PALM BEACH FL
Property Address	4820 MODERN DR, DELRAY BEACH, FL 33445-1212
Document Number	0294400903
Book / Page	029440 / 000903
Instrument Date	Nov 8, 2016
Transaction Type	Mortgage
Record Updated	Nov 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 MODERN DR DELRAY BEACH FL 334451212, DELRAY BEACH, FL 33445-1212

Mortgage

Document Number	0294400903
Date	Oct 31, 2017
Book Page	029440/000903
Instrument	385827

Lender

Name	PNC BK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 30, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4820 Modern Dr was $5,672 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,672.00 Homeowner's exemption	$327,476	$604,733 Land $189,257 Building $415,476
2023	$5,379.00 (+1.55%) Homeowner's exemption	$308,978 (+3%)	$584,542 (+15.71%) Land $169,891 Building $414,651
2022	$5,297.00 Homeowner's exemption	$299,979	$505,190 Land $143,015 Building $362,175

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4820 Modern Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 Modern Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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