4808 Modern Dr, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4808 Modern Dr, Delray Beach, FL 33445

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,004 sqft · built 2003
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Trust Names on File
Last Sale	$549,000 (Oct 2021)
Tax Bill	$5,385 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-12-20-000-1090`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-12-20-000-1090`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,004 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	2,004 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Attached
Garage Area	360 sqft
Pool Area	59 sqft
Patio Area	327 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4808 MODERN DR
City	DELRAY BEACH
State	FL
Zip	33445-1212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PRD
Legal Description	WINTERPLACE PUD LT 109
Legal Range	42E
Legal Township	46S
Legal Section	12
Legal Subdivision	WINTERPLACE PUD
Legal Lot Number	109
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	3
Census Block	3005
Census Tract	6604

Owner

4808 Modern Dr is owner-occupied and held in a trust since November 2024.

Source: Palm Beach County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4808 MODERN DR, DELRAY BEACH, FL 33445-1212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2021	Warranty Deed, Transfer · Conventional Mortgage SEACOAST NATIONAL BANK
Jul 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 28, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2021 · Amount on File
Deed Sale	Oct 28, 2021 · Amount on File
Prior Sale	Mar 28, 2019 · Amount on File
Deed Document Number	2021498494
Deed Book / Page	33004 / 1278
Last Transfer Date	Nov 1, 2024
Transfer Doc	0353691586
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Oct 28, 2021
Property Address	4808 MODERN DR, DELRAY BEACH, FL 33445-1212
Document Number	0330041278
Book / Page	33004 / 1278
Map Reference	MB 89 PG 179-181
Instrument Date	Oct 14, 2021
Instrument	20210498494
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,843.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10790 GREENBRIAR VILLA DR, 10790, LAKE WORTH, FL 33449-8621

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 MODERN DR, DELRAY BEACH, FL 33445-1212

Mortgage

Document Number	330041280
Date	Oct 28, 2021
Instrument	33004/1280

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Mortgage

Document Number	0330041298
Date	Oct 28, 2021
Book Page	33004/1298
Instrument	20210498496

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 14, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	4808 MODERN DR, DELRAY BEACH, FL 33445-1212
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0315421168
Date	Jul 2, 2020
Book Page	31542/1168
Instrument	20200230649

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 28, 2019
Property Address	4808 MODERN DR, DELRAY BEACH, FL 33445-1212
Document Number	0305041018
Book / Page	30504 / 1018
Map Reference	MB 89 PG 179-181
Instrument Date	Mar 5, 2019
Instrument	20190108396
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 FAIRHAVEN DR, 32, CHERRY HILL, NJ 08003-2561

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 MODERN DR, DELRAY BEACH, FL 33445-1212

Mortgage

Document Number	20190108397
Date	Mar 28, 2019
Instrument	20190108397

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4808 Modern Dr was $5,385, up 8.4% from the year before.

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,385.00 (+8.35%)	$304,998	$511,434 Land $180,000 Building $331,434
2024	$4,970.00 (-0.16%)
2023	$4,978.00 (+1.67%) Homeowner's exemption	$287,769 (+3%)	$486,622 (+17.54%) Land $159,894 Building $326,728
2022	$4,896.00 Homeowner's exemption	$279,387	$413,997 Land $134,600 Building $279,397

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4808 Modern Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 Modern Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline.

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