4820 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4820 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1947
Square Footage	1,590 sqft Gross Area
Lot Size	14,000 sqft (0.321 acres)
Garage	Mixed, 330 sqft
Occupancy	Owner Occupied
Tax Bill	$4,664.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`010-3030-02890`
Alternative APN	`538796`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	3 Rooms
Building Area	1,590 sqft Gross Area
1st Floor	971 sqft 1st Floor
Basement Area	435 sqft Basement
Finished Basement	435 sqft Finished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Ranch Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Lot Area	14,000 sqft (0.321 acres)
Garage Type	Mixed Garage
Garage Area	330 sqft Garage

Exterior Amenities

Pool Type	Spa/Hot Tub (Only) Pool Type
Deck Area	15 sqft Deck
Porch Area	222 sqft Porch
Sauna	Sauna
Storage Building	80 sqft Storage Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	538796
Street Address	4820 JAY ST
City	DULUTH
State	MN
Zip	55804-2462
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOTS 5 AND 6 SERIAL #
Legal Subdivision	LONDON ADD TO DULUTH
Legal Block	87
Legal Lot Number	5-6
Jurisdiction	ST LOUIS MN
Minor Civil Division	DULUTH
Census Blockgroup	2
Census Block	2008
Census Tract	600

Owner

Source: St. Louis County records · APN 010-3030-02890

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4820 JAY ST, DULUTH, MN 55804-2462
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4820 JAY ST, DULUTH, MN 55804-2462
Document Number	00A1367866
Instrument Date	Nov 08, 2019
Transaction Type	Mortgage
Record Updated	Dec 19, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4820 JAY ST DULUTH MN 558042462, DULUTH, MN 55804-2462

Mortgage

Document Number	00A1367866
Date	Nov 19, 2019
Instrument	A1367866

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 18, 2024

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,664.00 (+6.97%) Homeowner's exemption
2025	$4,360.00 (-2.07%) Homeowner's exemption	$353,000 (+6.23%) Land $67,100 Building $285,900	$353,000 (+6.23%) Land $67,100 Building $285,900
2024	$4,452.00	$332,300 (+12.38%) Land $64,700 Building $267,600	$332,300 (+12.38%) Land $64,700 Building $267,600
2022		$295,700 Land $49,800 Building $245,900	$295,700 Land $49,800 Building $245,900