4811 Jay St, Duluth, MN 55804 Property Records

St. Louis County property record for 4811 Jay St, Duluth, MN 55804 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms1.75 Baths
Year BuiltBuilt 1952
Square Footage2,287 sqft Gross Area
Lot Size7,000 sqft (0.16 acres)
OccupancyOwner Occupied
Last Sale$199,900 (2020)
Tax Bill$4,788.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-3030-03860
Alternative APN
  • 1089848

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms4 Rooms
Building Area2,287 sqft Gross Area
1st Floor1,853 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Roof ConstructionHip Roof Construction
Lot Area7,000 sqft (0.16 acres)
Garage Area624 sqft Garage
Pool TypeSpa/Hot Tub (Only) Pool Type
Porch Area98 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1089848
Street Address4811 JAY ST
CityDULUTH
StateMN
Zip55804-2463
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 14 AND THE EASTERLY 25 FEET OF LOT 15,BLOCK 96 SERIAL #
Legal SubdivisionLONDON ADD TO DULUTH
Legal Block96
Legal Lot Number14
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2007
Census Tract600

Owner

Source: St. Louis County records · APN 010-3030-03860

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4811 JAY ST, DULUTH, MN 55804-2463
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Dec 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD HOUSING SVCS OF DULUTH INC
Nov 05, 2021Deed of Trust, Mortgage · Stand Alone Second Mortgage
HOUSING AND REDEVELOPMENT AUTHORITY OF D
Sep 29, 2021Deed of Trust, Mortgage
HOUSING AND REDEVELOPMENT AUTHORITY OF D
May 20, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CARDINAL FIN'L

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 20, 2020 · Amount on Record
Deed SaleMay 20, 2020 · Amount on Record
Prior SaleOct 17, 2006 · Amount on Record
Deed Doc Number20201380291
Prior Transfer DateMar 04, 2008
Prior Transfer Doc0001080051
Record RefreshedSep 20, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4811 JAY ST, DULUTH, MN 55804-2463
Transaction TypeMortgage
Record UpdatedFeb 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001482247
DateJan 29, 2024
Instrument1482247
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4811 JAY ST, DULUTH, MN 55804-2463
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001458613
DateDec 16, 2022
Instrument1458613
Lender
NameNEIGHBORHOOD HOUSING SVCS OF DULUTH INC
TypeGovernment Agency
AddressDULUTH, MN 55805
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term116 Months
DueAug 01, 2032
Interest
Rate4.25%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4811 JAY ST, DULUTH, MN 55804-2463
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001429358
DateNov 05, 2021
Instrument1429358
Lender
NameHOUSING AND REDEVELOPMENT AUTHORITY OF D
TypeGovernment Agency
AddressDULUTH, MN 55816
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term178 Months
DueSep 10, 2036

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4811 JAY ST, DULUTH, MN 55804-2463
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001425876
DateSep 29, 2021
Instrument1425876
Lender
NameHOUSING AND REDEVELOPMENT AUTHORITY OF D
TypeGovernment Agency
AddressDULUTH, MN 55816
Agreement
AmountAmount Recorded
Term180 Months
DueSep 10, 2036

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateMay 20, 2020
Property Address4811 JAY ST, DULUTH, MN 55804-2463
Document Number00A1380291
Instrument DateMay 13, 2020
InstrumentA1380291
Transaction TypeTransfer
Record UpdatedJul 20, 2020
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$660.00
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 JAY ST DULUTH MN 558042463, DULUTH, MN 55804-2463

Mortgage

Document NumberA1380292
DateMay 20, 2020
InstrumentA1380292
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMay 19, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,788.00 (+7.11%) Homeowner's exemption
2025$4,470.00 (+6.07%) Homeowner's exemption$361,300 (+6.33%) Land $57,400 Building $303,900$361,300 (+6.33%) Land $57,400 Building $303,900
2024$4,214.00$339,800 (+24.33%) Land $55,300 Building $284,500$339,800 (+24.33%) Land $55,300 Building $284,500
2022$273,300 Land $35,500 Building $237,800$273,300 Land $35,500 Building $237,800

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