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4820 Eaves Ln, Charlotte, NC 28215 Property Records

Mecklenburg County property record for 4820 Eaves Ln, Charlotte, NC 28215

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,582 sqft · built 2005
Lot Size0.106 acres (4,617 sqft)
OwnerIndividual Name on File
Last Sale$272,000 (Nov 2021)
Tax Bill$2,208 (2024)
Deeds & MortgagesNov 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN099-027-38

Property Details

APN / Parcel Number

Primary APN099-027-38

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,582 sqft Living Area
1st Floor Area758 sqft
Upper Floors Area824 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialOther
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,617 sqft (0.106 acres)
PorchFinished/Open Porch
Porch Area32 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4820 EAVES LN
CityCHARLOTTE
StateNC
Zip28215-4020
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMX-2
Legal DescriptionL38A M35-391 & M35-393
Legal SubdivisionCITISIDE/PLAZA PH 03 MAP 02
Legal Block7
Legal Lot Number38A
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1003
Census Tract1504

Owner

4820 Eaves Ln is owned and occupied by an individual who bought it in November 2021.

Source: Mecklenburg County records, as of September 9, 2025

Owner of RecordIndividual Name on File
Mailing Address4820 EAVES LN, CHARLOTTE, NC 28215-4020
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2021 · Amount on File
Deed SaleNov 3, 2021 · Amount on File
Prior SaleMar 1, 2006 · Amount on File
Deed Document Number2021209956
Deed Book / Page36721 / 707
Prior Transfer DateMay 6, 2005
Prior Transfer Doc0000086312
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateNov 3, 2021
Property Address4820 EAVES LN, CHARLOTTE, NC 28215-4020
Document Number0000209956
Book / Page36721 / 707
Map ReferenceMB 35 PG 391-393
Instrument DateOct 26, 2021
Instrument2021209956
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$544.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000209957
DateNov 3, 2021
Instrument2021209957
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$271,400 Land $70,000 Building $201,400$271,400 Land $70,000 Building $201,400
2024$2,208.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4820 Eaves Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims19 (1990–2020)
Claims Outside the SFHA3 of 19
Most Recent ClaimNov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4820 Eaves Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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