Mecklenburg County property record for 4815 Eaves Ln, Charlotte, NC 28215
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,831 sqft · built 2004 |
| Lot Size | 0.151 acres (6,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Dec 2019) |
| Tax Bill | $3,027 (2023) |
| Deeds & Mortgages | Dec 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 099-027-25 |
| Primary APN | 099-027-25 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,831 sqft Heated Area |
| Gross Area | 2,046 sqft |
| 1st Floor Area | 888 sqft |
| Upper Floors Area | 943 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Other |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,581 sqft (0.151 acres) |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 120 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 099-027-25 |
|---|---|
| Street Address | 4815 EAVES LN |
| City | CHARLOTTE |
| State | NC |
| Zip | 28215-4020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX-2 |
| Legal Description | L25A M39-635 |
| Legal Subdivision | CITISIDE/PLAZA PH 03 MAP 02 |
| Legal Lot Number | 25A M39 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1504 |
4815 Eaves Ln is owned and occupied by an individual who bought it in December 2019.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4815 EAVES LN, CHARLOTTE, NC 28215-4020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Dec 2, 2019 | Warranty Deed, Transfer · VA Mortgage GOODMORTGAGE.COM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2019 · Amount on File |
| Deed Sale | Dec 2, 2019 · Amount on File |
| Prior Sale | Aug 13, 2004 · Amount on File |
| Deed Document Number | 0034085849 |
| Deed Book / Page | 34085 / 849 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4815 EAVES LN, CHARLOTTE, NC 28215-4020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2021 |
| Title Company | UNISOURCE NATL LENDER SVCS |
| Name | Verified Name |
|---|
| Document Number | 0000213133 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 35438/723 |
| Instrument | 2020213133 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Dec 2, 2019 |
| Property Address | 4815 EAVES LN, CHARLOTTE, NC 28215-4020 |
| Document Number | 0000164062 |
| Book / Page | 034085 / 000849 |
| Instrument Date | Dec 2, 2019 |
| Instrument | 164062 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $396.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4815 EAVES LN CHARLOTTE NC 282154020, CHARLOTTE, NC 28215-4020 |
| Document Number | 164063 |
|---|---|
| Date | Dec 2, 2019 |
| Book Page | 034085/000852 |
| Instrument | 164063 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4815 Eaves Ln in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 19 (1990–2020) |
| Claims Outside the SFHA | 3 of 19 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4815 Eaves Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
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