4820 Clover Ct, Plainfield, IL 60586 Property Records

Will County property record for 4820 Clover Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,474 sqft · built 1998
Lot Size	0.3 acres (13,166 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Jan 2022)
Tax Bill	$8,443 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-33-406-018`

Property Details

APN / Parcel Number

Primary APN	`06-03-33-406-018`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,474 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Roof Material	Shingle
Lot Area	13,166 sqft (0.3 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	4820 CLOVER CT
City	PLAINFIELD
State	IL
Zip	60586-8170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 155 IN PRAIRIE TRAIL UNIT TWO, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 33, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	33
Legal Subdivision	PRAIRIE TRAIL UNIT TWO
Legal Lot Number	155
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2014
Census Tract	880418

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Apr 10, 2024	Deed of Trust, Mortgage · FHA Mortgage SERVICEMAC LLC
May 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 19, 2022	Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Jan 23, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	May 1, 1998 · Amount on Record
Deed Document Number	20226625
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jul 14, 2026
Property Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170
Document Number	0000042840
Instrument Date	Jul 2, 2026
Instrument	202642840
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170

Mortgage

Document Number	0000042840,
Date	Jul 14, 2026
Instrument	202642840

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Dec 1, 2051

Interest

Rate	6.48%
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170
Transaction Type	Mortgage
Record Updated	Apr 22, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170

Mortgage

Document Number	0000016799
Date	Apr 10, 2024
Instrument	R2024016799

Lender

Name	SERVICEMAC LLC
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	332 Months
Due	Dec 1, 2051

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170

Mortgage

Document Number	0000023486
Date	May 15, 2023
Instrument	R2023023486

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	343 Months
Due	Dec 1, 2051

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WILL IL
Recording Date	Jan 19, 2022
Property Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170
Document Number	0000006625
Map Reference	DOC R96-106698
Instrument Date	Nov 11, 2021
Instrument	R2022006625
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170

Mortgage

Document Number	0000006626
Date	Jan 19, 2022
Instrument	R2022006626

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2051

Interest

Rate	3.12%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4820 CLOVER CT, PLAINFIELD, IL 60586-8170
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005980
Date	Jan 23, 2018
Instrument	R2017005980

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 19, 2048

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,443.00 (+18.76%)	$131,413 (+8.45%) Land $31,664 Building $99,749	$394,239 (+8.45%) Land $94,992 Building $299,247
2024		$121,174 (+25.52%) Land $29,197 Building $91,977	$363,522 (+25.52%) Land $87,591 Building $275,931
2022	$7,109.00 Homeowner's exemption	$96,539 Land $23,261 Building $73,278	$289,617 Land $69,783 Building $219,834

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet, Verizon.

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