4812 Clover Ct, Plainfield, IL 60586 Property Records

Will County property record for 4812 Clover Ct, Plainfield, IL 60586

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,767 sqft · built 1999
Lot Size	0.22 acres (9,680 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (Dec 2023)
Tax Bill	$7,052 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Dec 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-03-33-406-022`

Property Details

APN / Parcel Number

Primary APN	`06-03-33-406-022`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,767 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Roof Material	Shingle
Lot Area	9,680 sqft (0.22 acres)
Lot Dimensions	121 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	120 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	4812 CLOVER CT
City	PLAINFIELD
State	IL
Zip	60586-8170
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 159 IN PRAIRIE TRAIL UNIT TWO, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 33, T36N-R9E.
Legal Range	09E
Legal Township	36N
Legal Section	33
Legal Subdivision	PRAIRIE TRAIL UNIT TWO
Legal Lot Number	159
Legal Unit	2
Jurisdiction	WILL IL
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2014
Census Tract	880418

Owner

Source: Will County assessment roll, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4812 CLOVER CT, PLAINFIELD, IL 60586-8170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Dec 7, 2023	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 7, 2021	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 7, 2023 · Amount on Record
Deed Sale	Dec 7, 2023 · Amount on Record
Prior Sale	Jul 1, 2004 · Amount on Record
Deed Document Number	202364058
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4812 CLOVER CT, PLAINFIELD, IL 60586-8170
Transaction Type	Mortgage
Record Updated	Feb 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 CLOVER CT, PLAINFIELD, IL 60586-8170

Mortgage

Document Number	0000008768
Date	Feb 13, 2026
Instrument	R2026008768

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

Interest

Rate	6.5%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Dec 7, 2023
Property Address	4812 CLOVER CT, PLAINFIELD, IL 60586-8170
Document Number	0000064058
Map Reference	DOC R97-29146
Instrument Date	Nov 16, 2023
Instrument	R2023064058
Transaction Type	Transfer
Record Updated	Jan 10, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4812 CLOVER CT, PLAINFIELD, IL 60586-8170

Mortgage

Document Number	0000064059
Date	Dec 7, 2023
Instrument	R2023064059

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Interest

Rate	7.37%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4812 CLOVER CT, PLAINFIELD, IL 60586-8170
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073809
Date	Jul 7, 2021
Instrument	R2021073809

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	26642

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2028
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.5%
Index	Other
Max Rate	7.5%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Plainfield Township
Municipality	Joliet City
Unified School District	Plainfield School District 202 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,052.00 (+18.78%)
2024		$102,431 (+25.52%) Land $29,197 Building $73,234	$307,293 (+25.52%) Land $87,591 Building $219,702
2022	$5,937.00 Homeowner's exemption	$81,606 Land $23,261 Building $58,345	$244,818 Land $69,783 Building $175,035

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Benton Ridge Telephone Company Fixed Wireless	400 / 40
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Bertram Communications, Metronet Holdings, Verizon.

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