4820 20th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 4820 20th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,427 sqft · built 2006
Lot Size	1.13 acres (49,658 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (May 2017)
Tax Bill	$1,984 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`352300 108 14D21`

Property Details

APN / Parcel Number

Primary APN	`352300 108 14D21`
Alternative APN	`41170160004`

Interior

Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Construction Type	Wood
Lot Area	49,658 sqft
Porch	Aluminum Porch
Porch Area	474 sqft

Location & Zoning

Street Address	4820 20TH AVE SE
City	NAPLES
State	FL
Zip	34117-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 85 E 75FT OF W 150FT OF TR 108
Legal Range	28
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE EST UNIT 85
Legal Tract	108
Legal Block	2
Legal Lot Number	1
Legal Unit	85
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2032
Census Tract	10428

Owner

4820 20th Ave SE is owned and occupied by two individuals who bought it in May 2017.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4820 20TH AVE SE, NAPLES, FL 34117-9194
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 4, 2017	Warranty Deed, Transfer AMERICAN EAGLE MTG/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on File
Deed Sale	May 4, 2017 · Amount on File
Prior Sale	Apr 4, 2016 · Amount on File
Deed Document Number	20175400951
Deed Book / Page	5390 / 3161
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4820 20TH AVE SE, NAPLES, FL 34117-9194
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0061380653
Date	Jun 9, 2022
Book Page	6138/653
Instrument	6265259

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	May 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4820 20TH AVE SE, NAPLES, FL 34117-9194
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4820 20TH AVE SE, NAPLES, FL 34117-9194

Mortgage

Document Number	0059651018
Date	Jun 16, 2021
Book Page	5965/1018
Instrument	6078443

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 4, 2017
Property Address	4820 20TH AVE SE, NAPLES, FL 34117-9194
Document Number	0053903161
Book / Page	005390 / 003161
Instrument Date	Apr 20, 2017
Instrument	5400951
Transaction Type	Transfer
Record Updated	May 23, 2017
Title Company	HYPERION TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,855.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4820 20TH AVE SE NAPLES FL 341179194, NAPLES, FL 34117-9194

Mortgage

Document Number	53903163
Date	May 4, 2017
Book Page	005390/003163
Instrument	5400952

Lender

Name	AMERICAN EAGLE MTG/FL
Address	NAPLES, FL 34109

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4820 20th Ave SE was $1,984 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,792 (+2.7%)	$252,351 (-7.74%) Land $40,755 Building $211,596
2025	$1,984.00 Homeowner's exemption	$204,277	$273,527 Land $46,170 Building $227,357
2023	$1,828.00 (-0.92%) Homeowner's exemption	$192,738 (+3%)	$269,741 (+5.73%) Land $34,200 Building $235,541
2022	$1,845.00 Homeowner's exemption	$187,124	$255,130 Land $33,217 Building $221,913

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4820 20th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4820 20th Ave SE is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Streamline Internet.

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