4808 20th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 4808 20th Ave SE, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	1,181 sqft · built 2019
Lot Size	1.13 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2019)
Tax Bill	$2,240 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Nov 2018 Construction Loan + 1 more
Flood Zone	Zone AH (high risk)
APN	`352300 108 24D21`

Property Details

APN / Parcel Number

Primary APN	`352300 108 24D21`
Alternative APNs	`4117020000307840010824` `41170200003`

Interior

Stories	1 Story
Building Area	1,181 sqft Living Area
1st Floor Area	1,181 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	49,658 sqft

Location & Zoning

Street Address	4808 20TH AVE SE
City	NAPLES
State	FL
Zip	34117-9194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 85 W 75FT OF TR 108 OR 439 PG 763
Legal Range	28
Legal Township	49
Legal Section	21
Legal Subdivision	GOLDEN GATE EST UNIT 85
Legal Tract	108
Legal Block	2
Legal Lot Number	2
Legal Unit	85
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2032
Census Tract	10428

Owner

4808 20th Ave SE is owned and occupied by an individual who bought it in July 2019.

Source: Collier County records, as of August 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4808 20TH AVE SE, NAPLES, FL 34117-9194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2019	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 14, 2018	Trustee's Deed, Construction Loan · Construction Mortgage LAKE MI CU
Sep 18, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2019 · Amount on File
Deed Sale	Jul 11, 2019 · Amount on File
Prior Sale	Sep 18, 2018 · Amount on File
Deed Document Number	20195738347
Deed Book / Page	5651 / 1847
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 11, 2019
Property Address	4808 20TH AVE SE, NAPLES, FL 34117-9194
Document Number	0056511847
Book / Page	5651 / 1847
Map Reference	MB 5 PG 24
Instrument Date	Jul 9, 2019
Instrument	5738347
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,820.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9795 NW 87TH AVE, 9795, MEDLEY, FL 33178-1472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 20TH AVE SE, NAPLES, FL 34117-9194

Mortgage

Document Number	0056511849
Date	Jul 11, 2019
Instrument	5651-1849

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 14, 2018
Property Address	4808 20TH AVE SE, NAPLES, FL 34117-9194
Document Number	0055712057
Book / Page	005571 / 002057
Instrument Date	Nov 9, 2018
Instrument	5636706
Transaction Type	Construction Loan
Record Updated	Dec 5, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4808 20TH AVE SE NAPLES FL 34117, NAPLES, FL 34117

Mortgage

Document Number	55712057
Date	Nov 14, 2018
Book Page	005571/002057
Instrument	5636706

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 13, 2048

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 18, 2018
Property Address	4808 20TH AVE SE, NAPLES, FL 34117-9194
Document Number	0055532969
Book / Page	005553 / 002969
Instrument Date	Sep 13, 2018
Instrument	5613598
Transaction Type	Transfer
Record Updated	Oct 1, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$126.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9795 NW 87TH AVE MEDLEY FL 331781472, MEDLEY, FL 33178-1472

Tax Assessment & Valuation

The 2025 property tax bill for 4808 20th Ave SE was $2,240 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,852 (+2.7%)	$290,815 (-7.43%) Land $40,755 Building $250,060
2025	$2,240.00 Homeowner's exemption	$228,678	$314,154 Land $46,170 Building $267,984
2023	$2,065.00 (-1.2%) Homeowner's exemption	$215,760 (+3%)	$315,631 (+6.01%) Land $34,200 Building $281,431
2022	$2,090.00 Homeowner's exemption	$209,476	$297,731 Land $33,217 Building $264,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4808 20th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 532 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	532 in force
Nearby Flood Claims	13 (1999–2024)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4808 20th Ave SE is moderate, ranking above 69% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000

May also be available: Streamline Internet.

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