482 Ridgecrest Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 482 Ridgecrest Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,076 sqft · built 1978
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (Jul 2025)
Tax Bill	$2,935 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Nov 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`323-431-006-000`

Property Details

APN / Parcel Number

Primary APN	`323-431-006-000`
Alternative APNs	`32343106100` `3234310610`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,076 sqft Living Area
1st Floor Area	1,076 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	1,076 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	482 RIDGECREST CT
City	PLACERVILLE
State	CA
Zip	95667-4006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	L 10B RIDGECREST EST
Legal Subdivision	RIDGECREST EST
Legal Lot Number	10B
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	3
Census Block	3009
Census Tract	31000

Owner

Source: El Dorado County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL SERVICES INC
Nov 10, 2021	Intrafamily Transfer, Transfer PLACER TITLE COMPANY
Nov 10, 2021	Grant Deed, Transfer · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Nov 10, 2021	Affidavit of Death of Joint Tenant, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Nov 10, 2021 · Amount on Record
Deed Document Number	202518959
Prior Transfer Date	Nov 8, 2021
Prior Transfer Doc	0000070221
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	Apr 29, 2026
Property Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Document Number	0000014012
Instrument Date	Apr 24, 2026
Instrument	202614012
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006

Mortgage

Document Number	0000014012,
Date	Apr 29, 2026
Instrument	202614012

Lender

Name	AMERICAN FINANCIAL SERVICES INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Nov 10, 2021
Property Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Document Number	0000070223
Map Reference	MB F PG 50
Instrument Date	Nov 10, 2021
Instrument	2021-0070223
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 10, 2021
Property Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Document Number	0000070222
Map Reference	MB F PG 50
Instrument Date	Nov 8, 2021
Instrument	2021-0070222
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006

Mortgage

Document Number	0000070224
Date	Nov 10, 2021
Instrument	2021-0070224

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	EL DORADO CA
Recording Date	Nov 10, 2021
Property Address	482 RIDGECREST CT, PLACERVILLE, CA 95667-4006
Document Number	0000070221
Map Reference	MB F PG 50
Instrument Date	Nov 8, 2021
Instrument	2021-0070221
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4057 SAN ANDRES WAY, EL DORADO HILLS, CA 95762-5044

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of August 18, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,935.00 (+2.16%)	$275,913 (+4.04%) Land $84,896 Building $191,017
2024	$2,873.00 (+1.88%)
2023	$2,820.00 (+0.71%)	$265,200 Land $81,600 Building $183,600
2022	$2,800.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Cal.net, Zeta Broadband.

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