482 Ridge Rd, Peru, ME 04290 Property Records

Oxford County and Peru Town property record for 482 Ridge Rd, Peru, ME 04290

Property Summary

Property Type	Single Family Home
Lot Size	11.4 acres (496,584 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,927 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`PRRU M:12 L:13`

Property Details

APN / Parcel Number

Primary APN	`PRRU M:12 L:13`
Alternative APN	`526`

Exterior

Architectural Style	Multi-Family
Lot Area	496,584 sqft (11.4 acres)

Location & Zoning

Account Number	526
Street Address	482 RIDGE RD
City	PERU
State	ME
Zip	04290-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	13
Jurisdiction	PERU ME
Township / Civil Division	PERU
Census Block Group	1
Census Block	1023
Census Tract	965800

Owner

Source: Oxford County and Peru Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	482 RIDGE RD, PERU, ME 04290-3010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage OXFORD FEDERAL CREDIT UNION
Nov 22, 2023	Warranty Deed, Transfer
Apr 27, 2023	Quit Claim Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2023
Deed Sale	Nov 22, 2023
Prior Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	202314490
Deed Book / Page	5787 / 813
Prior Transfer Date	Apr 3, 2023
Prior Transfer Doc	0000004455
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERU ME
Recording Date	May 27, 2026
Property Address	482 RIDGE RD, PERU, ME 04290-3010
Document Number	0000265832
Book / Page	5941 / 403
Instrument Date	May 15, 2026
Instrument	20265832
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	482 RIDGE RD, PERU, ME 04290-3010

Mortgage

Document Number	0000005832,
Date	May 27, 2026
Book Page	5941/403
Instrument	20265832

Lender

Name	OXFORD FEDERAL CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PERU ME
Recording Date	Nov 22, 2023
Property Address	482 RIDGE RD, PERU, ME 04290-3010
Document Number	0000014490
Book / Page	5787 / 813
Instrument Date	Oct 16, 2023
Instrument	14490
Transaction Type	Transfer
Record Updated	Dec 11, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	482 RIDGE RD, PERU, ME 04290-3010

April 2023: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	PERU ME
Recording Date	Apr 27, 2023
Property Address	482 RIDGE RD, PERU, ME 04290-3010
Document Number	0000004455
Book / Page	5750 / 627
Instrument Date	Apr 3, 2023
Instrument	4455
Transaction Type	Foreclosure
Record Updated	May 15, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY # BLDG, PLANO, TX 75024-4177

Tax Assessment & Valuation

Source: Oxford County and Peru Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Peru Town
Unified School District	Regional School Unit 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,927.00 (+12.46%)	$255,816 (+52%) Land $38,000 Building $217,816
2024	$3,492.00 (+7.51%)	$168,300 (-) Land $25,000 Building $143,300
2023	$3,248.00 (+7.23%)	$168,300 (-) Land $25,000 Building $143,300
2022	$3,029.00	$168,300 Land $25,000 Building $143,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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