464 Ridge Rd, Peru, ME 04290 Property Records

Oxford County and Peru Town property record for 464 Ridge Rd, Peru, ME 04290

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 660 sqft · built 1950
Lot Size	6 acres (261,360 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,603 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`PRRU M:12 L:12`

Property Details

APN / Parcel Number

Primary APN	`PRRU M:12 L:12`
Alternative APN	`291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	660 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Multi-Family
Lot Area	261,360 sqft (6 acres)

Location & Zoning

Account Number	291
Street Address	464 RIDGE RD
City	PERU
State	ME
Zip	04290-3010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	12
Jurisdiction	PERU ME
Township / Civil Division	PERU
Census Block Group	1
Census Block	1023
Census Tract	965800

Owner

464 Ridge Rd is owned and occupied by two individuals.

Source: Oxford County and Peru Town records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	464 RIDGE RD, PERU, ME 04290-3010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage OTIS FEDERAL CREDIT UNION
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance OTIS FEDERAL CREDIT UNION
Oct 17, 2018	Deed of Trust, Mortgage OTIS FCU
Dec 20, 2016	Deed of Trust, Mortgage OTIS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERU ME
Property Address	464 RIDGE RD, PERU, ME 04290-3010
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002516768
Date	Dec 19, 2025
Book Page	5914/224
Instrument	25-16768

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Amount	Amount on Record
Term	169 Months
Due	Jan 1, 2040

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERU ME
Property Address	464 RIDGE RD, PERU, ME 04290-3010
Transaction Type	Mortgage
Record Updated	Nov 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013048
Date	Oct 24, 2023
Book Page	5782/495
Instrument	13048

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2033

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERU ME
Property Address	464 RIDGE RD, PERU, ME 04290-3010
Document Number	0054380360
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 RIDGE RD PERU ME 042903010, PERU, ME 04290-3010

Mortgage

Document Number	0054380360
Date	Oct 24, 2018
Book Page	005438/000360
Instrument	12106

Lender

Name	OTIS FCU
Type	Credit Union
Address	JAY, ME 04239

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 23, 2033

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERU ME
Property Address	464 RIDGE RD, PERU, ME 04290-3010
Document Number	0053270609
Book / Page	005327 / 000609
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Apr 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	464 RIDGE RD #RS PERU ME 042903010, RS, PERU, ME 04290-3010

Mortgage

Document Number	0053270609
Date	Jan 23, 2017
Book Page	005327/000609
Instrument	676

Lender

Name	OTIS FCU
Type	Credit Union
Address	JAY, ME 04239

Agreement

Amount	Amount on Record
Term	120 Months
Due	Jan 22, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 464 Ridge Rd was $1,603, up 12.4% from the year before.

Source: Oxford County and Peru Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Oxford County
County Subdivision	Peru Town
Unified School District	Regional School Unit 56 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,603.00 (+12.41%)	$104,424 (+52%) Land $32,832 Building $71,592
2024	$1,426.00 (+7.54%)	$68,700 (-) Land $21,600 Building $47,100
2023	$1,326.00 (+7.19%)	$68,700 (-) Land $21,600 Building $47,100
2022	$1,237.00	$68,700 Land $21,600 Building $47,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 464 Ridge Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 464 Ridge Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

No cell data coverage reported

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