Flathead County property record for 482 Kuzmic Ln, Coram, MT 59913
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 396 sqft · built 2020 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $685,300 (Apr 2021) |
| Tax Bill | $3,002 (2026) |
| Deeds & Mortgages | Jun 2018 Mortgage Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0771768 |
| Primary APN | R0771768 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 396 sqft Living Area |
| 1st Floor Area | 396 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Rustic |
| Exterior Material | Other |
| Construction Type | Log |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 435,600 sqft (10 acres) |
| Terrain | Wooded |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 0000502956 |
|---|---|
| Street Address | 482 KUZMIC LN |
| City | CORAM |
| State | MT |
| Zip | 59913-7770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DESERT MOUNTAIN VIEW SUB, S22, T31 N, R19 W, LOT 1, ACRES 10, ASSR #0000502956 |
| Legal Range | 19W |
| Legal Township | 31N |
| Legal Section | 22 |
| Legal Subdivision | DESERT MOUNTAIN VIEW SUB |
| Legal Block | 10.02 |
| Legal Lot Number | 1 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | SOUTH FORK |
| Census Block Group | 1 |
| Census Block | 1255 |
| Census Tract | 102 |
482 Kuzmic Ln is owned and occupied by two individuals who bought it in April 2021.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 KUZMIC LN, CORAM, MT 59913-7770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GLACIER BANK |
| Apr 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage PLAINS COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2021 · Amount on File |
| Deed Sale | Apr 30, 2021 · Amount on File |
| Prior Sale | Mar 16, 2012 |
| Deed Document Number | 202115208 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 482 KUZMIC LN, CORAM, MT 59913-7770 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ALLIANCE TITLE COMPANY, ALLIANCE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 201800011853 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 201800011853 |
| Name | GLACIER BANK |
|---|---|
| Type | Bank |
| Address | COLUMBIA FALLS, MT 59912 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Apr 30, 2021 |
| Property Address | 482 KUZMIC LN, CORAM, MT 59913-7770 |
| Document Number | 202100015208 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 202100015208 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 482 KUZMIC LN, CORAM, MT 59913-7770 |
| Document Number | 202100015209 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 202100015209 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2026 property tax bill for 482 Kuzmic Ln was $3,002.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Columbia Falls Elementary School District (PK - 08) |
| Secondary School District | Columbia Falls High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,002.00 | $749,900 | |
| 2025 | $749,900 Land $481,900 Building $268,000 | ||
| 2023 | $5,396.00 | $687,800 | $687,800 Land $340,200 Building $347,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 482 Kuzmic Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 482 Kuzmic Ln is high, ranking above 80% of the US, with a 0.7% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 80% of the US · above 70% of Montana |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| MontanaSky Networks Fixed Wireless | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
| CenturyLink DSL | 10 / 1 |
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