Kenton County property record for 482 Cardinal Ct, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,056 sqft · built 1960 |
| Lot Size | 0.171 acres (7,476 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Apr 2009) |
| Tax Bill | $1,353 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-14-021.00 |
| Primary APN | 003-30-14-021.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Finished Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,476 sqft (0.171 acres) |
| Lot Dimensions | 141 ft deep x 52.7 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 482 CARDINAL CT |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL COURT SEC 2 LOT 14 52.67'X 141.94' IRREG |
| Legal Subdivision | CARDINAL COURT |
| Legal Phase | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64400 |
482 Cardinal Ct is owned and occupied by two individuals who bought it in April 2009.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 482 CARDINAL CT, ERLANGER, KY 41018-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2009 · Amount on File |
| Deed Sale | Apr 7, 2009 · Amount on File |
| Prior Sale | Sep 1, 2000 · Amount on File |
| Deed Document Number | 200904 07 059 00095 |
| Deed Book / Page | 3975 / 13 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 482 CARDINAL CT, ERLANGER, KY 41018-1404 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005900093 |
|---|---|
| Date | Dec 2, 2021 |
| Book Page | 309/626 |
| Instrument | 21120205900093 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 482 Cardinal Ct was $1,353 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $151,700 (-) Land $25,000 Building $126,700 | $151,700 (-) Land $25,000 Building $126,700 | |
| 2025 | $1,353.00 Homeowner's exemption | $151,700 Land $25,000 Building $126,700 | $151,700 Land $25,000 Building $126,700 |
| 2023 | $1,367.00 Disabled Person's exemption | $151,700 Land $25,000 Building $126,700 | $151,700 Land $25,000 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 482 Cardinal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 482 Cardinal Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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