Kenton County property record for 477 Cardinal Ct, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 1957 |
| Lot Size | 0.098 acres (4,283 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Aug 2024) |
| Tax Bill | $2,967 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003-30-14-017.00 |
| Primary APN | 003-30-14-017.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Finished Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 4,283 sqft (0.098 acres) |
| Lot Dimensions | 136 ft deep x 31.4 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 477 CARDINAL CT |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-1404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CARDINAL COURT SEC 2 LOT 10 31.42'X 136.32' IRREG |
| Legal Subdivision | CARDINAL COURT |
| Legal Phase | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 64400 |
477 Cardinal Ct is owned and occupied by an individual who bought it in August 2024.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 477 CARDINAL CT, ERLANGER, KY 41018-1404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Prior Sale | Dec 22, 2016 · Amount on File |
| Deed Document Number | 2024146 |
| Deed Book / Page | 298 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 477 CARDINAL CT, ERLANGER, KY 41018-1404 |
| Document Number | 0000000094 |
| Instrument Date | Jun 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 477 CARDINAL CT ERLANGER KY 410181404, ERLANGER, KY 41018-1404 |
| Document Number | 0000000094 |
|---|---|
| Date | Aug 24, 2020 |
| Book Page | 000M87/000020 |
| Instrument | 94 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 23, 2050 |
The 2025 property tax bill for 477 Cardinal Ct was $2,967.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Erlanger-Elsmere Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,000 (-) Land $25,000 Building $200,000 | $225,000 (-) Land $25,000 Building $200,000 | |
| 2025 | $2,967.00 | $225,000 Land $25,000 Building $200,000 | $225,000 Land $25,000 Building $200,000 |
| 2023 | $1,970.00 | $151,700 Land $25,000 Building $126,700 | $151,700 Land $25,000 Building $126,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 477 Cardinal Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 477 Cardinal Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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