4819 S Cliff Ct, Independence, MO 64055 Property Records

Jackson County property record for 4819 S Cliff Ct, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,205 sqft · built 1986
Lot Size	0.402 acres (17,510 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,388 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-530-02-10`

Property Details

APN / Parcel Number

Primary APN	`34-530-02-10`
Alternative APNs	`34-530-02-10-00-0-00-000` `34530021000000001` `887564`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	2,205 sqft Living Area
1st Floor Area	642 sqft
Basement Area	1,728 sqft
Finished Basement	360 sqft
Unfinished Basement	1,368 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,510 sqft (0.402 acres)
Lot Dimensions	100 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	104 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	887564
Street Address	4819 S CLIFF CT
City	INDEPENDENCE
State	MO
Zip	64055-6906
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE CLIFFS---LOT 11
Legal Subdivision	THE CLIFFS
Legal Block	3
Legal Lot Number	11
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	14504

Owner

4819 S Cliff Ct is owned and occupied by two individuals who acquired it in September 2017.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4819 S CLIFF CT, INDEPENDENCE, MO 64055-6906
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage DELMAR FINANCIAL CO
Sep 6, 2017	Warranty Deed, Transfer A1 MTG GRP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2017
Deed Sale	Sep 6, 2017
Prior Sale	Jan 25, 2011 · Amount on File
Deed Document Number	2017E82648
Prior Transfer Date	May 4, 2011
Prior Transfer Doc	00E0042833
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	4819 S CLIFF CT, INDEPENDENCE, MO 64055-6906
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0053166
Date	May 17, 2021
Instrument	2021E0053166

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Sep 6, 2017
Property Address	4819 S CLIFF CT, INDEPENDENCE, MO 64055-6906
Document Number	0000E82648
Instrument Date	Aug 31, 2017
Instrument	82648E
Transaction Type	Transfer
Record Updated	Sep 20, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4819 S CLIFF CT INDEPENDENCE MO 640556906, INDEPENDENCE, MO 64055-6906

Mortgage

Document Number	E82974
Date	Sep 6, 2017
Instrument	82974E

Lender

Name	A1 MTG GRP LLC
Type	Mortgage Company
Address	LEES SUMMIT, MO 64053

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4819 S Cliff Ct was $5,388, up 2.8% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Blue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$76,135 (-) Land $10,889 Building $65,246	$400,710 (-)
2025	$5,388.00 (+2.82%)	$76,135 Land $10,889 Building $65,246	$400,710
2024	$5,240.00 (+2.12%)
2023	$5,131.00	$76,398 Land $10,289 Building $66,109	$402,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4819 S Cliff Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4819 S Cliff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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