4810 S Cliff Ct, Independence, MO 64055 Property Records

Jackson County property record for 4810 S Cliff Ct, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,497 sqft · built 1989
Lot Size0.547 acres (23,840 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2015)
Tax Bill$6,278 (2025)
Deeds & MortgagesJan 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN34-530-02-06

Property Details

APN / Parcel Number

Primary APN34-530-02-06
Alternative APNs
  • 34-530-02-06-00-0-00-000
  • 34530020600000001
  • 887560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,497 sqft Living Area
1st Floor Area1,500 sqft
Basement Area1,821 sqft
Finished Basement1,125 sqft
Unfinished Basement696 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area23,840 sqft (0.547 acres)
Lot Depth100 ft Depth
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area32 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number887560
Street Address4810 S CLIFF CT
CityINDEPENDENCE
StateMO
Zip64055-6905
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTHE CLIFFS LOT 15
Legal SubdivisionTHE CLIFFS
Legal Block3
Legal Lot Number15
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group3
Census Block3003
Census Tract14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4810 S CLIFF CT, INDEPENDENCE, MO 64055-6905
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 2, 2015 · Amount on Record
Deed SaleSep 2, 2015 · Amount on Record
Prior SaleNov 2, 2001 · Amount on Record
Deed Document Number201579333
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address4810 S CLIFF CT, INDEPENDENCE, MO 64055-6905
Document Number0000E07190
Instrument DateJan 10, 2019
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyWORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4810 S CLIFF CT INDEPENDENCE MO 640556905, INDEPENDENCE, MO 64055-6905

Mortgage

Document Number0000E07190
DateJan 30, 2019
Instrument7190E
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 29, 2044
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictBlue Springs R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$88,700 (-) Land $11,254 Building $77,446$466,840 (-)
2025$6,278.00 (-9.71%)$88,700 (-12.5%) Land $11,254 Building $77,446$466,840 (-12.5%)
2024$6,953.00 (+2.13%)
2023$6,808.00$101,367 Land $13,116 Building $88,251$533,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 95% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: T-Mobile, Wisper ISP.

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