4818 Fall St, El Dorado, CA 95623 Property Records

El Dorado County property record for 4818 Fall St, El Dorado, CA 95623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,124 sqft · built 1984
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Mar 2026)
Tax Bill	$2,350 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`331-191-069-000`

Property Details

APN / Parcel Number

Primary APN	`331-191-069-000`
Alternative APNs	`33119169100` `3311916910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	1,124 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2009
Construction Type	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Patio Area	1,124 sqft

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4818 FALL ST
City	EL DORADO
State	CA
Zip	95623-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	POR L 42 TOM ALLEN TR
Legal Subdivision	TOM ALLEN TR
Legal Lot Number	42
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1015
Census Tract	31504

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4818 FALL ST, EL DORADO, CA 95623-4307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2025	Deed of Trust, Mortgage ANCHOR HOME LOANS UNLIMITED INC
Mar 13, 2026	Grant Deed, Transfer · VA Mortgage NORTHERN SIERRA FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on Record
Deed Sale	Mar 13, 2026 · Amount on Record
Prior Sale	Jan 18, 2013 · Amount on Record
Deed Document Number	20268299
Prior Transfer Date	Dec 4, 2008
Prior Transfer Doc	0000058605
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4818 FALL ST, EL DORADO, CA 95623-4307
Transaction Type	Mortgage
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4818 FALL ST, EL DORADO, CA 95623-4307

Mortgage

Document Number	0000029638
Date	Oct 17, 2025
Instrument	2025-0029638

Lender

Name	ANCHOR HOME LOANS UNLIMITED INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Amount	Amount Recorded

March 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Mar 13, 2026
Property Address	4818 FALL ST, EL DORADO, CA 95623-4307
Document Number	0000008299
Instrument Date	Mar 11, 2026
Instrument	2026-0008299
Transaction Type	Transfer
Record Updated	Mar 20, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4818 FALL ST, EL DORADO, CA 95623-4307

Mortgage

Document Number	0000008300
Date	Mar 13, 2026
Instrument	2026-0008300

Lender

Name	NORTHERN SIERRA FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$232,354 (+2%) Land $56,515 Building $175,839
2025	$2,350.00 (+5%) Homeowner's exemption	$227,799 (+4.04%) Land $55,407 Building $172,392
2023	$2,238.00 (+0.81%) Homeowner's exemption	$218,955 Land $53,256 Building $165,699
2022	$2,220.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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