4811 Fall St, El Dorado, CA 95623 Property Records

El Dorado County property record for 4811 Fall St, El Dorado, CA 95623

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,128 sqft · built 1948
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Nov 2017)
Tax Bill	$2,944 (2025)
Deeds & Mortgages	May 2026 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`331-191-032-000`

Property Details

APN / Parcel Number

Primary APN	`331-191-032-000`
Alternative APNs	`33119132100` `3311913210`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
1st Floor Area	1,128 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1958
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,128 sqft

Location & Zoning

Street Address	4811 FALL ST
City	EL DORADO
State	CA
Zip	95623-4307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 40 TOM ALLEN TR
Legal Subdivision	TOM ALLEN TR
Legal Lot Number	40
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1015
Census Tract	31504

Owner

4811 Fall St is owned and occupied by two individuals who bought it in November 2017.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4811 FALL ST, EL DORADO, CA 95623-4307
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jun 30, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 13, 2020	Loan Modification, Mortgage · FHA Mortgage US BK
Nov 2, 2017	Grant Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2017 · Amount on File
Deed Sale	Nov 2, 2017 · Amount on File
Prior Sale	Aug 5, 2011 · Amount on File
Deed Document Number	201749435
Prior Transfer Date	Feb 8, 2011
Prior Transfer Doc	0000007464
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Recording Date	May 26, 2026
Property Address	4811 FALL ST, EL DORADO, CA 95623-4307
Document Number	0000016982
Instrument Date	Apr 22, 2026
Instrument	202616982
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 FALL ST, EL DORADO, CA 95623-4307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016982,
Date	May 26, 2026
Instrument	202616982

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.38%
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4811 FALL ST, EL DORADO, CA 95623-4307
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 FALL ST, EL DORADO, CA 95623-4307

Mortgage

Document Number	0000028089
Date	Jun 30, 2022
Instrument	2022-0028089

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Nov 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4811 FALL ST, EL DORADO, CA 95623-4307
Document Number	0000012920
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 FALL ST EL DORADO CA 956234307, EL DORADO, CA 95623-4307

Mortgage

Document Number	0000012920
Date	Mar 20, 2020
Instrument	12920

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 19, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EL DORADO CA
Property Address	4811 FALL ST, EL DORADO, CA 95623-4307
Document Number	0000013398
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4811 FALL ST EL DORADO CA 956234307, EL DORADO, CA 95623-4307

Mortgage

Document Number	0000013398
Date	Mar 24, 2020
Instrument	13398

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Interest

Rate	4%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Nov 2, 2017
Property Address	4811 FALL ST, EL DORADO, CA 95623-4307
Document Number	0000049435
Map Reference	MB A PG 58
Instrument Date	Nov 1, 2017
Instrument	2017-0049435
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	CHICAGO TITLE SACRAMENTO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4811 FALL ST, EL DORADO, CA 95623-4307
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049436
Date	Nov 2, 2017
Instrument	2017-0049436

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4811 Fall St was $2,944, up 2% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Mother Lode Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$283,176 (+2%) Land $81,238 Building $201,938
2025	$2,944.00 (+2.05%)	$277,625 Land $79,646 Building $197,979
2024	$2,885.00 (+2.67%)
2023	$2,810.00 (+0.9%)	$266,847 Land $76,554 Building $190,293
2022	$2,785.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4811 Fall St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4811 Fall St is high, ranking above 73% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon, Zeta Broadband.

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