4817 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4817 Tioga St, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,220 sqft · built 1913
Lot Size	0.2 acres (8,736 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Dec 2023)
Tax Bill	$2,170 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-0790-01340`

Property Details

APN / Parcel Number

Primary APN	`010-0790-01340`
Alternative APNs	`1159269` `951221`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,220 sqft Gross Area
1st Floor Area	771 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1913
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	8,736 sqft (0.2 acres)
Garage Area	308 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	60 sqft
Deck Area	50 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1159269
Street Address	4817 TIOGA ST
City	DULUTH
State	MN
Zip	55804-1659
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 134 AND 135 SERIAL #
Legal Subdivision	CROSLEY PARK ADDITION
Legal Block	12
Legal Lot Number	134-135
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	4
Census Block	4012
Census Tract	600

Owner

4817 Tioga St is owned and occupied by an individual who bought it in December 2023.

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4817 TIOGA ST, DULUTH, MN 55804-1659
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2023	Deed of Trust, Mortgage · Stand-Alone First Mortgage SUMMIT MORTGAGE CORP
Dec 8, 2023	Warranty Deed, Transfer · Conventional Mortgage SUMMIT MORTGAGE CORP
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Aug 22, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 8, 2023 · Amount on File
Deed Sale	Dec 8, 2023 · Amount on File
Deed Document Number	20231479432
Prior Transfer Date	Sep 11, 2015
Prior Transfer Doc	00A1270411
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4817 TIOGA ST, DULUTH, MN 55804-1659
Transaction Type	Mortgage
Record Updated	Jan 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001479434
Date	Dec 8, 2023
Instrument	1479434

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 8, 2023
Property Address	4817 TIOGA ST, DULUTH, MN 55804-1659
Document Number	0001479432
Instrument Date	Nov 29, 2023
Instrument	1479432
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	RESULTS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4817 TIOGA ST, DULUTH, MN 55804-1659

Mortgage

Document Number	0001479433
Date	Dec 8, 2023
Instrument	1479433

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	4817 TIOGA ST, DULUTH, MN 55804-1659
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 NW 27TH AVE, OPA LOCKA, FL 33054-3645

Mortgage

Document Number	0001423200
Date	Aug 30, 2021
Instrument	1423200

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	464 Months
Due	Apr 1, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 22, 2019
Property Address	4817 TIOGA ST, DULUTH, MN 55804-1659
Document Number	00A1361726
Instrument Date	Jul 16, 2019
Instrument	A1361726
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1.65
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 NW 27TH AVE OPA LOCKA FL 330543645, OPA LOCKA, FL 33054-3645

Tax Assessment & Valuation

The 2026 property tax bill for 4817 Tioga St was $2,170 with a homeowner's exemption, up 7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,170.00 (+7%) Homeowner's exemption
2025	$2,028.00 Homeowner's exemption	$184,700 (+5.97%) Land $52,600 Building $132,100	$184,700 (+5.97%) Land $52,600 Building $132,100
2024		$174,300 Land $50,800 Building $123,500	$174,300 Land $50,800 Building $123,500
2023	$2,556.00
2022		$169,400 Land $39,100 Building $130,300	$169,400 Land $39,100 Building $130,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4817 Tioga St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4817 Tioga St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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