4811 Tioga St, Duluth, MN 55804 Property Records

St. Louis County property record for 4811 Tioga St, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.75 ba · 1,958 sqft · built 1949
Lot Size0.16 acres (7,000 sqft)
Owner2 Individual Names on File
Last Sale$65,000 (Feb 2014)
Tax Bill$5,466 (2026)
Deeds & MortgagesJun 2026 Mortgage
Mar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN010-2950-02690

Property Details

APN / Parcel Number

Primary APN010-2950-02690
Alternative APN
  • 964401

Interior

Bedrooms3 Beds
Full Baths2.75 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,958 sqft Gross Area
1st Floor Area1,328 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Lot Area7,000 sqft (0.16 acres)
Garage Area510 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
Deck Area182 sqft
Storage Building196 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number964401
Street Address4811 TIOGA ST
CityDULUTH
StateMN
Zip55804-1659
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0014 BLOCK:018 SERIAL #
Legal SubdivisionLOEBS ADDITION
Legal Block18
Legal Lot Number14
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group4
Census Block4012
Census Tract600

Owner

Source: St. Louis County records · APN 010-2950-02690

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4811 TIOGA ST, DULUTH, MN 55804-1659
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2014 · Amount on Record
Deed SaleFeb 10, 2014 · Amount on Record
Prior SaleApr 02, 2013 · Amount on Record
Deed Document Number2014941528
Last Transfer DateSep 09, 2016
Transfer Doc000T977968
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Recording DateJun 26, 2026
Property Address4811 TIOGA ST, DULUTH, MN 55804-1659
Document Number0001102927
Instrument DateMay 26, 2026
Instrument20261102927
Transaction TypeMortgage
Record UpdatedJul 10, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4811 TIOGA ST, DULUTH, MN 55804-1659

Mortgage

Document Number0001102927,
DateJun 26, 2026
Instrument20261102927
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4811 TIOGA ST, DULUTH, MN 55804-1659
Transaction TypeMortgage
Record UpdatedAug 15, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001037187
DateMar 01, 2021
Instrument1037187
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term225 Months
DueDec 01, 2039

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,466.00 (+7.34%) Homeowner's exemption
2025$5,092.00 (+21.3%) Homeowner's exemption$425,700 (+11.41%) Land $47,800 Building $377,900$425,700 (+11.41%) Land $47,800 Building $377,900
2024$4,198.00$382,100 (+36.32%) Land $46,200 Building $335,900$382,100 (+36.32%) Land $46,200 Building $335,900
2022$280,300 Land $35,500 Building $244,800$280,300 Land $35,500 Building $244,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimApr 2013 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 507 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemDuluth
serves 86,859 people
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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