481605 Haddock Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 481605 Haddock Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,440 sqft · built 2007
Lot Size	10.1 acres (441,698 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (May 2020)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jan 2020 Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`20-4N-25-0000-0001-0010`

Property Details

APN / Parcel Number

Primary APN	`20-4N-25-0000-0001-0010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,440 sqft Heated Area
Gross Area	2,617 sqft
1st Floor Area	1,440 sqft
Flooring	Vinyl/Resilient
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2007
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	441,698 sqft (10.1 acres)
Garage Type	Carport
Carport	Carport
Porch	Porch
Porch Area	1,177 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	481605 HADDOCK RD
City	HILLIARD
State	FL
Zip	32046-6330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT OF E1/2 OF GOVT LOT 2 IN OR 2360/887
Legal Range	25E
Legal Township	04N
Legal Section	20
Legal Lot Number	2
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2012
Census Tract	50402

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	481605 HADDOCK RD, HILLIARD, FL 32046-6330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 18, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 14, 2018	Warranty Deed, Transfer · Conventional with PMI PRIME LNDG
Nov 14, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2020 · Amount on Record
Deed Sale	May 12, 2020 · Amount on Record
Prior Sale	Nov 14, 2018 · Amount on Record
Deed Document Number	202045014164
Deed Book / Page	2360 / 887
Record Updated	Jun 8, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	May 12, 2020
Property Address	481605 HADDOCK RD, HILLIARD, FL 32046-6330
Document Number	0023600887
Book / Page	2360 / 887
Instrument Date	May 8, 2020
Instrument	202045014164
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481605 HADDOCK DR, HILLIARD, FL 32046

Mortgage

Document Number	0002360890
Date	May 12, 2020
Instrument	2360/890

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	481605 HADDOCK RD, HILLIARD, FL 32046-6330
Document Number	0023341882
Instrument Date	Jan 18, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481605 HADDOCK DR HILLIARD FL 320466315, HILLIARD, FL 32046-6315

Mortgage

Document Number	0023341882
Date	Jan 28, 2020
Book Page	002334/001882
Instrument	45002890

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jan 27, 2040

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 14, 2018
Property Address	481605 HADDOCK RD, HILLIARD, FL 32046-6330
Document Number	0022361167
Book / Page	002236 / 001167
Instrument Date	Nov 9, 2018
Instrument	45035150
Transaction Type	Transfer
Record Updated	Dec 11, 2018
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,023.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481605 HADDOCK DR HILLIARD FL 320466315, HILLIARD, FL 32046-6315

Mortgage

Document Number	22361169
Date	Nov 14, 2018
Book Page	002236/001169
Instrument	45035151

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2048

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Nov 14, 2018
Property Address	481605 HADDOCK RD, HILLIARD, FL 32046-6330
Document Number	0022361168
Book / Page	002236 / 001168
Instrument Date	Nov 9, 2018
Instrument	45035150
Transaction Type	Transfer
Record Updated	Jan 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,023.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	481605 HADDOCK DR HILLIARD FL 320466315, HILLIARD, FL 32046-6315

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,050.00 (+1.35%) Homeowner's exemption	$304,199 (+2.9%)	$475,204 (+11.31%) Land $197,730 Building $277,474
2024	$3,996.00 (+1.32%) Homeowner's exemption	$295,626 (+3%)	$426,925 (+2.72%) Land $162,240 Building $264,685
2023	$3,944.00 (+10.26%) Homeowner's exemption	$287,016 (+3%)	$415,620 (+11.27%) Land $162,240 Building $253,380
2022	$3,577.00 Homeowner's exemption	$278,656	$373,526 Land $182,520 Building $191,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

No cell data coverage reported

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