481186 Haddock Rd, Hilliard, FL 32046 Property Records

Nassau County property record for 481186 Haddock Rd, Hilliard, FL 32046

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 988 sqft · built 2020
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on Record
Last Sale	$144,500 (Jul 2021)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone A (high risk)
APN	`20-4N-25-0000-0006-0230`

Property Details

APN / Parcel Number

Primary APN	`20-4N-25-0000-0006-0230`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Heated Area
Gross Area	1,216 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	57,064 sqft (1.3 acres)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	481186 HADDOCK RD
City	HILLIARD
State	FL
Zip	32046-6310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OR
Legal Description	PT SEC 20-4N-25E IN OR 2483/431
Legal Range	25E
Legal Township	04N
Legal Section	20
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	2
Census Block	2008
Census Tract	50402

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	481186 HADDOCK RD, HILLIARD, FL 32046-6310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC
Aug 22, 2019	Warranty Deed, Transfer · Conventional with PMI BENNETT'S PROP HLDGS LLC
Mar 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Mar 16, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2021 · Amount on Record
Deed Sale	Jul 29, 2021 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	202145028186
Deed Book / Page	2483 / 431
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 29, 2021
Property Address	481186 HADDOCK RD, HILLIARD, FL 32046-6310
Document Number	0024830431
Book / Page	2483 / 431
Instrument Date	Jun 29, 2021
Instrument	202145028186
Transaction Type	Subdivision Related Transfer
Record Updated	May 9, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,011.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 545, HILLIARD, FL 32046-0545

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	481186 HADDOCK RD, HILLIARD, FL 32046-6310

Mortgage

Document Number	0002483433
Date	Jul 29, 2021
Instrument	2483/433

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Aug 22, 2019
Property Address	481186 HADDOCK RD, HILLIARD, FL 32046-6310
Document Number	0022991134
Book / Page	002299 / 001134
Instrument Date	Aug 21, 2019
Instrument	45027276
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$245.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 545 HILLIARD FL 320460545, HILLIARD, FL 32046-0545

Mortgage

Document Number	22991136
Date	Aug 22, 2019
Book Page	002299/001136
Instrument	45027277

Lender

Name	BENNETT'S PROP HLDGS LLC
Address	PO BOX 8918, JACKSONVILLE, FL 32239-0918

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 16, 2018
Property Address	481186 HADDOCK RD, HILLIARD, FL 32046-6310
Document Number	0021831564
Book / Page	002183 / 001564
Instrument Date	Mar 9, 2018
Instrument	8246
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$147.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8918 JACKSONVILLE FL 322390918, JACKSONVILLE, FL 32239-0918

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 16, 2018
Property Address	481186 HADDOCK RD, HILLIARD, FL 32046-6310
Document Number	0021831659
Book / Page	002183 / 001659
Instrument Date	Mar 9, 2018
Instrument	8280
Transaction Type	Transfer
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 8918 JACKSONVILLE FL 322390918, JACKSONVILLE, FL 32239-0918

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00 (+1.51%) Homeowner's exemption	$193,678 (+2.9%)	$209,586 (+10.76%) Land $58,950 Building $150,636
2024	$2,318.00 (+1.67%) Homeowner's exemption	$188,220 (+3%)	$189,222 (+3.55%) Land $45,850 Building $143,372
2023	$2,280.00 (+0.97%) Homeowner's exemption	$182,738 (+21.73%) Land $45,850 Building $136,888	$182,738 (+21.73%) Land $45,850 Building $136,888
2022	$2,258.00	$150,118 Land $45,850 Building $104,268	$150,118 Land $45,850 Building $104,268

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 24 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL · Fiber in parts of the area	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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