4816 N 400 E, Peru, IN 46970 Property Records

Miami County property record for 4816 N 400 E, Peru, IN 46970

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 3,270 sqft · built 1854
Lot Size	24.8 acres (1,081,421 sqft)
Owner	Individual Name on Record
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Mar 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-06-31-100-001.002-019`

Property Details

APN / Parcel Number

Primary APN	`52-06-31-100-001.002-019`
Alternative APNs	`01493882165` `0186400300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,270 sqft Living Area
1st Floor Area	3,270 sqft
Basement Area	1,350 sqft
Unfinished Basement	918 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1854
Effective Year Built	Effective 1999
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,081,421 sqft (24.8 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01493882165
Street Address	4816 N 400 E
City	PERU
State	IN
Zip	46970-8568
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	018-64003-00 PT NE1/4 31-28-05 24.826 ACRES DA 583 35 640 00300
Jurisdiction	MIAMI IN
Township / Civil Division	RICHLAND
Census Block Group	5
Census Block	5038
Census Tract	952000

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4816 N 400 E, PERU, IN 46970-8568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Commercial Mortgage CROSSROADS BANK
Mar 24, 2023	Quit Claim Deed, Transfer Quitclaim
Jan 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST FARMERS BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	4816 N 400 E, PERU, IN 46970-8568
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20200524671
Date	Nov 9, 2020
Instrument	20200524671

Lender

Name	CROSSROADS BANK
Type	Bank
Address	PERU, IN 46970

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI IN
Recording Date	Mar 24, 2023
Property Address	4816 N 400 E, PERU, IN 46970-8568
Document Number	20230521074
Instrument Date	Feb 28, 2023
Instrument	20230521074
Transaction Type	Transfer
Record Updated	Apr 19, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3157 E 600 N, PERU, IN 46970-9079

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	4816 N 400 E, PERU, IN 46970-8568
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230520252
Date	Jan 19, 2023
Instrument	20230520252

Lender

Name	FIRST FARMERS BANK & TRUST
Type	Bank
Address	CONVERSE, IN 46919

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 23, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Richland Township
Unified School District	North Miami Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,414.00 (+14.95%) Homeowner's exemption	$327,900 (+26.5%) Land $29,800 Building $298,100	$327,900 (+26.5%) Land $29,800 Building $298,100
2024	$2,100.00 (+10.01%)
2023	$1,909.00 (+9.46%)	$259,200 Land $30,800 Building $228,400	$259,200 Land $30,800 Building $228,400
2022	$1,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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